The UK Budget was on 28 October 2026. Here are 8 changes that affect everyday people, with who and when. This is a summary, not a view on whether it's good or bad. 1. Minimum wage: £13.21 an hour for 21+ from 1 April 2027. (18-20: £11.27. Under 18 and apprentices: £8.31.) 2. Energy: a £100 Household Energy Payment in 2027 for homes in council tax bands A to D in England, with funding for similar help in the rest of the UK. The 0% VAT on household electricity bills now runs until 30 June 2027. 3. Fuel: the 5p cut in fuel duty is extended to 30 June 2027. 4. Cash ISA: the government says it will scrap the planned £12,000 Cash ISA limit for under-65s and keep it at £20,000 for everyone from April 2027. New rules to do this are due in November 2026. This tax year, the limit is £20,000 as normal. 5. Savings tax: tax on savings interest outside ISAs goes up to 24%, 44% and 49% from 6 April 2027. Your tax-free savings allowance doesn't change. 6. First-time buyers: a new First Time Buyer ISA from April 2029. It will replace the Lifetime ISA for new savers. Existing accounts carry on. 7. State Pension: up 3.9% from April 2027. That takes the full new State Pension to about £250.70 a week (the exact rates are confirmed nearer the time). 8. Side income: the Trading Allowance goes from £1,000 to £3,000 from 6 April 2027. Some of these still need new laws to be passed. Full details are on GOV.UK. A longer version is coming to the Classroom soon. Not in the UK? Most countries have a yearly budget. Your finance ministry usually publishes a plain summary. It's worth reading that rather than the headlines. Over to you: Which change affects you most? Or, if you're outside the UK, what changed in your country's last budget? Facts only, no party politics please. General education only. Not financial, tax or legal advice in the UK, US or anywhere else. Nothing here tells you to buy or sell. Get regulated advice for your own situation. Rules on tax, pensions and savings are different in every country. UK and US facts are labelled. Wherever you live, check your own country's official sources.

Hey everyone 👋 I’m excited to kick this off. This Skool is for people who want to get better with money in real life not hype, not get-rich-quick, just clear thinking and smart moves. We’ll talk about things like:• Building income streams• Managing money without overcomplicating it• Investing with a long-term mindset• Avoiding common financial traps Drop a comment and tell me where you’re at financially (beginner / intermediate / advanced) and what you want to learn most. Let’s build this together.

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Hey Alex Thanks again for creating this Awesome community! It will go a Long way to helping many of us here 👌🙏❤️ Question - may interested individuals outside the Family, join? May even lead to new recruits for your locum agency, down the line - you never know. .