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Owned by Alex

The Capital Lab

30 members • Free

A Private learning space focused on property, stocks, crypto, and marketing better long-term financial decisions.

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5 contributions to The Capital Lab
Quick Pension Poll (Be Honest)
Which one best describes you?
Poll
11 members have voted
1 like • 9d
@Rich Fox okay perfect that why we are here to help. With this feedback, we will customise this community to you get all the answers you are asking for.
0 likes • 9d
Thanks for being honest, @rich that’s exactly where a lot of people are, so you’re not alone. This is precisely what we’ll be covering: how pensions actually work, the tax benefits, and how to make your money work harder instead of just paying the minimum and hoping for the best. We’ll break it all down step by step so it’s clear, practical, and something you can actually use.
Membership
Hey Alex Thanks again for creating this Awesome community! It will go a Long way to helping many of us here 👌🙏❤️ Question - may interested individuals outside the Family, join? May even lead to new recruits for your locum agency, down the line - you never know. .
1 like • 9d
Hey Tamara, thank you, I really appreciate your kind words 🙏 This space is open to anyone who wants to learn and grow together. The focus is on shared learning, support, and community, with no hidden agenda. For everyone to progress, participation is fundamental engaging in discussions is what unlocks courses, knowledge, and deeper learning opportunities. If you know others who would genuinely benefit from this, feel free to invite them too. The more engaged the community, the more value everyone gains.
Pension Reality Check (UK)
Here’s a fact most people don’t understand: If you earn £40,000 and put £200/month into a pension, it may only reduce your take-home pay by £120–£160. Why? - Income tax relief - National Insurance savings (salary sacrifice) - Employer contributions (free money) That’s why pensions are: - Boring on the surface - Extremely powerful underneath Most people avoid pensions because they don’t understand them — not because they’re bad. This is maths, not opinion.
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How this group works (read this)
Most people think this group is about finance. It is — but it’s also about participation. Here’s how The Capital Lab works: • Every like = 1 point • Commenting earns points • Points level you up • Higher levels = more visibility + access later 👉 You do not need to be “good with money” to start. 👉 You only need to think out loud. For now: • Short comments beat perfect answers • Questions are better than silence • Participation > knowledge Your only job this week: comment once per day.
Welcome Everyone
Hey everyone 👋 I’m excited to kick this off. This Skool is for people who want to get better with money in real life not hype, not get-rich-quick, just clear thinking and smart moves. We’ll talk about things like:• Building income streams• Managing money without overcomplicating it• Investing with a long-term mindset• Avoiding common financial traps Drop a comment and tell me where you’re at financially (beginner / intermediate / advanced) and what you want to learn most. Let’s build this together.
1-5 of 5
Alex McKenzie
3
40points to level up
@alex-mckenzie-4504
Helping people build real wealth through property, crypto, and smarter money decisions without hype, just results.

Active 2d ago
Joined Jan 12, 2026