Pension Reality Check (UK)
Here’s a fact most people don’t understand: If you earn £40,000 and put £200/month into a pension, it may only reduce your take-home pay by £120–£160. Why? - Income tax relief - National Insurance savings (salary sacrifice) - Employer contributions (free money) That’s why pensions are: - Boring on the surface - Extremely powerful underneath Most people avoid pensions because they don’t understand them — not because they’re bad. This is maths, not opinion.