Q: What is the ideal length of time for a rent to own, lease option land contract? A: in my experience, a minimum of 36 to 60 months is ideal. It gives you time to build up equity in the property and a monthly cash flow for at least 3 to 5 years. This is the key to increasing our ROI on a minimum down payment of 3K to 5K down. Low down. Low risk. Greater ROI. Q: what is the longest land contract that you’ve ever had? A: 30 years, but I put in no prepayment penalty. I sold it after three years, but could have gone the whole 30. Why would a seller do that? He didn’t want to leave a lot of money to his children and would rather spread it out over time.

I don’t know what you’re waiting for, it’s the best buyers market in the last 25 years! Just go on Facebook or Google search owner or seller financing and they’re literally are tens of thousands of sellers willing to carry paper. You can get in with Lil or no money down. I believe the window will be open for this for a minimum of 12 to 18 months! Send me a chat message and let’s talk! If we’re not a good fit, we will find out If we are a good fit, get ready for the real estate journey of your life! Let’s go!

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Here’s a comprehensive list of online platforms and tools where you can find real estate that may be available with seller/owner financing (creative financing) or direct owner-to-buyer deals (no bank) — including dedicated FSBO sites, classifieds, social media, and niche owner-financed property marketplaces:Owner Financed Homes HQ+1 🏡 Dedicated Owner Financing / Creative Financing Real Estate Sites 📌 Owner-Financed Property Marketplaces These sites are designed (or widely used) to find properties with seller financing, rent-to-own, or no/low credit owner financing: - Shop Owner Finance – Online marketplace specializing in homes you can purchase with owner financing (even with credit issues). Shop Owner Finance - LandWatch – Owner Financing Filter – Lists homes & land nationwide that include “Owner Financing” filters helping you find creative finance deals. Landwatch.com Note: Some specialized sites like ShopOwnerFinance.com focus on broader creative financing and rent-to-own deals (not traditional MLS). Shop Owner Finance 🏠 FSBO (For Sale By Owner) Websites These general “by owner” marketplaces often have sellers willing to negotiate financing directly because they’re avoiding agents & banks:Wikipedia - ForSaleByOwner.com – One of the largest FSBO networks in the U.S. for homes sold directly by owners. For Sale By Owner - FSBO.com – Another FSBO marketplace; using search terms like “seller financing” or “owner finance” can uncover deals. Accounting Insights

Key Questions to Ask Yourself & the Seller About the Structure & Terms: 1. Lease-Option vs. Lease-Purchase? (Lease-Option: Right to buy; Lease-Purchase: Obligation to buy). 2. Purchase Price: Fixed now or determined by appraisal later?. 3. Option Fee: How much, and will it count toward the purchase price?. 4. Rent Credits: How much of the monthly rent goes toward the down payment?. 5. Lease Length & Extension:How long, and can the period be extended?. LLC l 6. 7. Default: What happens if you miss a payment or can't buy? (You could lose everything).  About Costs & Responsibilities: 1. Maintenance & Repairs:Who pays for routine upkeep and major fixes? (Often you in these deals). 2. Property Taxes & Insurance:Who is responsible for these carrying costs?. 3. Utilities: Which ones are your responsibility?.  About the Purchase Process: 1. Credit & Financing: Can you qualify for a mortgage at the end? (Talk to a lender early). 2. Home Inspection: Do you need one, and is it recommended? (Yes, get one!). 3. Seller's Mortgage: Is the seller paying their existing mortgage? (If not, they could foreclose).  Crucial Advice - Get Legal Help: Have a real estate attorney review the contract; these agreements are not standard and vary widely. - Understand Risks: You can lose your option fee and rent credits if the deal falls through, warns Redfin. - Check Local Laws:Regulations for lease options differ by state