Q&A 1/16/2026
Q: What is the ideal length of time for a rent to own, lease option land contract?
A: in my experience, a minimum of 36 to 60 months is ideal. It gives you time to build up equity in the property and a monthly cash flow for at least 3 to 5 years. This is the key to increasing our ROI on a minimum down payment of 3K to 5K down. Low down. Low risk. Greater ROI.
Q: what is the longest land contract that you’ve ever had?
A: 30 years, but I put in no prepayment penalty. I sold it after three years, but could have gone the whole 30. Why would a seller do that? He didn’t want to leave a lot of money to his children and would rather spread it out over time.
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Mark Canfora
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Q&A 1/16/2026
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