Trying to figure out a strategy for model spending

I'm on a budget. Currently spending like 20$ on gh copilot sub but they are switching to a pay per use model i think. also spending 20 on Cursor sub and I bought a block of Gemini tokens that lasted a while. I want to up my spend to maybe 200$ a month but where do i put my money? Where do you? 70% on coding and 30% assorted agentic tasks.

I'm looking at direct subs to anthropic or openai, or api keys or an aggregate service.

( The next issue will be model choice strategies to choose the right one for a job, and automating that choice.)

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