Through the method shared in the class, I successfully opened the account. I submitted my application for review on June 18 and received an email confirming successful approval and account opening on June 23. I have already submitted the W-8BEN form. Going forward, I plan to open a savings-secured loan. Thanks to this group😃

I think a lot of people underestimate how helpful customer service can be. For weeks, I kept getting errors when trying to sign up for Credit Karma. The system couldn't verify my identity through the credit bureaus, so my account setup would always fail. If you have an ITIN, here's what worked for me: 1. Make sure you have a credit profile generated first. In my case, I used a Capital One Platinum card. 2. Once a hard inquiry showed up on my credit report, I waited about 2 days. 3. Then I tried creating a Credit Karma account again. 4. If the signup process gets to the stage where it asks you to verify your identity, you're already much closer than most people. 5. Call Credit Karma support and explain that you need to verify your identity, but the portal doesn't allow you to upload your passport. 6. They can send you a secure link to upload your passport directly. 7. After they reviewed and verified my ID, they activated my Credit Karma account almost immediately. Hopefully this helps someone else with an ITIN who's been stuck in the same verification loop. It was frustrating, but there is a workaround if you're able to get to the identity verification stage and work with support.

I just joined this community yesterday and spent some time reading through many of the posts. After seeing discussions about opening an account with a credit union, I decided to give it a try myself. I only needed to submit my passport and complete a facial recognition check. After that, I funded the account using a credit card by selecting an initial deposit amount. As soon as I submitted the application, the page showed that my account had been approved. I feel very lucky! A huge thank you to this community!!!🧡