Do I get a credit score as a non resident? If yes which card do I start with to build history?

Hi friends, I just received an Email-Reply-Denial message from a popular Fin Tech. Because employees of this Fin Tech may actually read my post here, I do not want to post their name, but our Great friend James Baker has mentioned them in the past on 1 or more of his videos. (It’s not Mercury, Relayfi, Wise, Payoneer) Anyway, in their Email-Reply-Denial message they sent me, they blatantly lied to me below. "Unfortunately, we were unable to verify your ownership of the business." I’m 100% positive that this has absolutely nothing to do with the real reason that they declined me for a bank account. My business is a normally accepted business by banks, and there is no fraud or AML or unpaid debt issues in my past. My website that I shared with the FinTech was clear, honest and normal looking. I accept that banks have ZERO obligation to tell us the True reason that they denied us a bank account. I’m here asking for some advice please: I’m wanting to know if anyone thinks I should “try again by replying back” with this unnamed FinTech? Since I believe they have made up a Blatant False claim why they rejected me, is there really anything that I can do or say in an email to change their mind. Has anyone had a similar experience where they were able to reply back to a FinTech, and get them to reconsider?

Hey guys, I need some advice regarding the Form 5472 + 1120 filing... so I got an EIN from Fiverr because they claimed they could expedite it and get it to me in 2 days, which they did, but I felt suspicious of it because Shopify Payments kept wanting to verify my ID and causing problems. I also read online that Fiverr sellers obtain the EIN illegally, that’s how they get it so fast. So I just called the IRS and they could not authorize me to the EIN and said that there was another responsible party on it. They could not even tell me if the EIN was even under my LLC. They ended up telling me to mail Form 8822-B and attach my articles of organization, alongside a short note explaining the situation, to try and change the responsible party on the EIN. As well, the IRS agent said to file another SS-4 because if the EIN is registered to my company, they'll inform me of it... and if the EIN is a complete fake number, then I'll just get a new one anyway. The only reason I'm concerned is because this LLC was brand new, no revenue or anything. However, I did open a Wise business account with this Fiverr EIN and spent $30 to open an account. And that obviously triggered a transaction for this company, so I think I'm liable for Form 5472 in April... correct? If I don't have any obligations or forms due, then I'll literally just dissolve this LLC and start fresh again without dealing with this headache. Your advice would be appreciated here 🙏

Hi friends, Recently, I have located a person from North Carolina (not a friend or family member) who is willing to allow me to use their home address so that I can receive mail and get a Utility bill in my name at their address. North Carolina is 14 hours drive south of the Canadian Border and I really do not want to visit this state because it’s cost and time prohibitive for me. (It’s very difficult to get an ongoing USA Utility bill in your name if you don’t have an American friend or family member.) My plan was to ultimately open 2 Personal Bank Accounts and 2 or 3 Business Bank Accounts in Niagara Falls NY which is just a 2 hour drive for me. I live in Toronto. My concern is that I could walk into any of the Big USA banks branches in Niagara Falls NY and when the bank employee looks at my proof of address and notices I claim to live in North Carolina …. ….is that this bank employee is going to kick me out of her branch and insist that I go visit a BOA branch that is in North Carolina? Based on my needs of wanting to open "multiple bank accounts," am I crazy for even considering using a person’s North Carolina address when I’m never really wanting to visit North Carolina? And, am I constantly going to be fighting an uphill battle with bank employees at Niagara Falls NY banks when they ask me why I just don’t open a Personal-or-Business bank account in the State (North Carolina) that my paperwork says in live in? Or, will Niagara Falls NY bank employees not be to concerned as long as all my other paperwork looks good?

Hello Members ! I have been trying to get Amex Gold through Global Transfer programm. I am Living in Germany and have been Using Amex Platinum since 4 Years. Anyone here as US-Non-Resident successfully got american Amex Gold card? The option i know (theoretically): Buy an US-Address (like from anytime mailbox) > Buy US-Phone Number (like from Tello) and use the invoice mentioning the Address and then apply for Amex. Has anyone got through this process sucessfully?