HMOs can be some of the highest cash-flowing assets in UK property. But a high-yield deal can turn into a costly mistake if compliance isn't nailed down first. Here's the checklist our mentees run through BEFORE making an offer: 1. Article 4. Is the property in an Article 4 area? If so, you'll likely need full planning permission to convert a family home into a small HMO. 2. Licensing. Mandatory licensing applies to 5+ tenants from 2+ households. Many councils also run additional or selective licensing, so check your local scheme. 3. Room sizes. Bedrooms must meet minimum sizes (6.51m² for one adult), and many councils set higher local standards. 4. Fire safety. Fire doors, interlinked alarms, emergency lighting and escape routes. Budget for it from day one. 5. Amenity standards. Kitchens, bathrooms and WCs per number of occupants, set by your local council. 6. Demand. Who is your tenant: professionals, students, key workers? Speak to local agents and check room listings. 7. Finance and insurance. HMOs need specialist mortgages and insurance. Get your broker in early. Skip any of these and the numbers on paper won't match reality. Which of these 7 caught you out, or nearly did? Share below so others can learn from it. Rules vary by council. Always check with the local authority before you commit.

Hey everyone, quick but important one. There’s a fake Facebook account using my name and photos and DMing people in our community. That is not me. Here it is so you can report and block it (please don’t reply): 👉 https://www.facebook.com/share/1cC2oCiAvX/?mibextid=wwXIfr A few quick ways to stay safe: 1. I will never DM you asking for money or to transfer funds. If “I” do, it’s not me. 2. Check the profile. Fake accounts are usually new, with few posts or friends and photos lifted from my real pages. 3. If in doubt, check with the team through our official channels before doing anything. 4. Never share bank details, ID, passwords or login codes in a DM. 5. Report it: Profile → Report → “Pretending to be someone.” Scammers are getting more convincing, so stay alert and always double check before you act. If something doesn’t feel right, trust your gut. Look after each other 💪 Liam

One thing I see all the time with landlords and investors is that they focus on owning property… …but not always on how to maximise the income that property can produce. Serviced Accommodation can be a powerful strategy when it’s set up properly but the real game isn’t just putting a property on Airbnb. It’s knowing which properties to target, how to structure the deal, how to price it, and how to systemise the operation so you’re not constantly dealing with guests. And there’s a lot more to it than most people realise. That’s exactly what we’re going to unpack in my Serviced Accommodation Webinar this Wednesday. 📅 Saturday, October 17th ⏰ 10AM 💻 Online via Zoom 🎟️ Free training If you’re a landlord, investor, or even looking at your first property, this could completely change how you look at the numbers. Quick question for you: If you had a property that could potentially generate an extra £1,000+ per month, would you know exactly how you’d make that happen? Drop YES in the comments if you want to learn how. And if you want to join us, grab your place here: events.assetsforlife.uk/tsas-optin-sk See you there. Liam

It’s actually happening tomorrow, and I’m really looking forward to seeing everyone at the AFL Birthday Weekender. For 11 years, Assets For Life has been about bringing ambitious people together to build more wealth, more freedom and bigger futures through property and business. And this weekend is all about celebrating that community. We’ve got an incredible line-up joining us Levi Roots, Scarlette Douglas, Jesson James, Phil Elder, Phil Harris, Paul Rawson and myself plus two days of ideas, learning, conversations and plenty of energy. And of course, it’s not just about the sessions. I’m looking forward to the BBQ Garden Party, live giveaways, networking, catching up with the community and the VIP Afterparty. I genuinely think this is going to be a weekend we’ll be talking about for a long time. If you’re already booked in, I’ll see you tomorrow! And if you’ve been sitting on the fence, there are still a few tickets left. 👉 If you want to join us, you can do that here: https://events.assetsforlife.uk/birthday-weekender-ticket-sales Who’s getting excited? I know I am!

I honestly can’t wait for this one. We’re bringing the AFL community together for two days of learning, connection, ideas and celebration as we mark 11 years of Assets For Life. If you’re building your property business and wondering what the next level looks like, this weekend is for you. We’ll be talking about how to build, grow and position your property business, as well as how AI, social media and modern technology can help you create more visibility, more opportunities and smarter systems. But beyond all of that, I’m really looking forward to seeing everyone in the room, catching up with familiar faces, meeting new members and having those conversations that could spark something completely new. It’s this weekend, and tickets are going quickly. 📅 10th–11th October 2026 📍 Holiday Inn, Brentwood If you haven’t sorted your ticket yet, here’s where you can join us: https://events.assetsforlife.uk/birthday-weekender-ticket-sales Who’s joining us? Let me know below. I’ll see you there!