June is year end closing for mutual funds. This is when funds pay out profits as dividends. And every year I see people happily waiting for that dividend. Here is what most of them don't know. Dividend from a low risk mutual fund gets taxed at 25%. The same profit, if you book it yourself by selling units, gets taxed at 15% as capital gain. Simple example. You invested 100k. Made 10k profit in a year. Wait for the dividend, you get 7,500 in hand. 2,500 gone in tax. Sell before the dividend and book the profit, you get 8,500. Only 1,500 in tax. Same fund. Same profit. 1,000 rupees difference just based on how you take it. And one more thing. Capital gain tax can be adjusted against losses. Already sitting on a 10k loss in stocks or another fund this year? Then your tax is zero. Full 10k comes to you. Dividends give you no such option. This is exactly why we built Capital Gain Tax tracking into Zar by Sarmaaya. You can see your gains, losses and tax impact in one place and plan your exits smartly instead of guessing. Small decisions like this add up to real money over the years. So before the June payout, look at your fund and decide. Most people lose money here simply because nobody told them. For tracking investment smartly, visit zar.sarmaaya.pk

June is the month when annual mutual fund payouts are processed, and most investors don't realize they might be paying more tax than necessary. In our latest video, we break down: 💡 Dividend Tax vs Capital Gains Tax 💡 Why low-risk funds can have a higher tax impact 💡 A smarter redemption strategy to improve your after-tax returns If you've already read our earlier post on this topic, this video takes it a step further with practical strategies you can apply right now. 🔗 https://youtu.be/W17nqKGG3CM?si=RDy4Dd-o_WUSwvcg 👉 Are you using a redemption strategy to save tax? Drop your thoughts in the comments!

i made withdrawal on mahaana app on 22 may and still my withdrawal is not received in my bank account i was just checking how long it will take to withdraw amount before invest more but i think i made right decision because withdrawal is taking so many days and no amount received yet. I talked with their customer support and they are telling me from 2 to 3 days that they are still checking. if anyone can help me in withdrawal on mahaana app I'll be very thankful. And please suggest if any better app for mutual funds.

hi i was trying to open account on js broker but i got this email is this official or fake?

Anyone using Finqalab ? Is it better than js broker?