Chances are, you do. This year has hit the region harder than most. I personally know people whose jobs ended with zero notice. One day working, the next day booking a flight home. Since then, people keep reaching out to me asking the same thing: "Now that this happened... how do I plan my finances?" Wrong question. Wrong timing. Financial planning only works when it happens before the crisis, not after. Here's the real purpose of investing: it's not about getting richer. It's about protection. Protecting yourself and your family when things go beyond your control. Something worth thinking about: A lot of people tell me the same story. Last time they visited home, family said, "Don't worry, we've got you if things go wrong." Comforting words. But that support was built while you had a job and a paycheck. Go back without either, and you may find the situation, and people's ability to help, isn't what it used to be. So here's the point: Start now. While you're still earning. Hopefully your job stays secure and the region stabilizes. But even in the best case, this is still the right time to build your savings and create a real cushion. That way, if you ever do have to return unexpectedly, you're standing on your own, not waiting on anyone else. Hope for the best. Plan for the worst. -Laeeq Ahmad (Linkedin) Follow Laeeq Ahmad on LinkedIn: https://www.linkedin.com/in/laeeqahmad/ Follow Laeeq Ahmad on Instagram: https://www.instagram.com/laeeqtalks/

The 3-Jar Money System every parent should know. 💰 Most children are taught how to spend money—but not how to earn, give, and invest it. Start at age 5 and build lifelong money habits that create financially confident adults.

Sounds familiar if you've ever tried to buy property the "traditional" way, right? But what if you could invest in real estate WITHOUT the headache, the hidden costs, and the risk of getting scammed? 🔑 Enter: REITs. In our new video, we break down REITs vs Traditional Property, head to head, covering: ✅ Rental yield & passive income potential ✅ The hidden costs nobody tells you about ✅ Why corporate governance = your safety net ✅ Property management, simplified ✅ Who should actually invest in REITs ✅ The mistakes most property investors make (and how to avoid them) If you're thinking about investing in Pakistan's real estate market, this is the video to watch before you make your next move. 🎥 Watch now: https://youtu.be/sq--8vimwJQ?si=WnqsUkaznnBELb1A 💬 So tell us, Team REIT or Team Traditional Property? Drop your answer in the comments 👇

Can we get paid access to sarmaaya alumini or Ammar or fraz calls

Hi everyone, My name is Arslan Iqbal, and I'm 41 years old. I work in an industrial engineering company and currently earn around Rs. 250,000 per month. Over the past few weeks, I've watched many of Sarmaaya's YouTube videos and genuinely appreciate the effort your team is making to improve financial literacy and help people build long-term wealth. A little about me: - I have already opened my CDC Investor Account through SFEL. - I can consistently invest Rs. 75,000 every month. - I come from a non-financial background, so investing, financial statements, charts, and technical analysis are all new to me. - I can dedicate 45–60 minutes every day to learning. My goal is to build long-term wealth and eventually achieve financial independence. I'm not looking for shortcuts or stock tips. Instead, I'm looking for structured learning, mentorship, and the right mindset to become a disciplined investor. I'd really appreciate guidance from the Sarmaaya team and experienced members: 1. As a complete beginner, where should I start? 2. Should I focus on long-term investing first, or should I learn trading alongside it? 3. Is Investment Mastery the right program for someone with my background and goals? 4. What mistakes should I avoid during my first year of investing? I'd be grateful for any advice or experiences you can share. Thank you! Arslan Iqbal