@Sean Burrows 💯💯💯 Exactly!!

@Sean Burrows Honestly, I had to send a million different cfpb reports. They finally removed all the outdated addresses. 15 days after they removed the address that was attached to everything negative, I was able to dispute some of the things again like collections and a bankruptcy. The bankruptcy and 1 collection came off. But the last collection stayed on. I tried disputing that last collection a million times directly with experian as well as with the help of cfpb and bbb, but nothing. I finally just gave up and filed an identity theft report and submitted through cfpb. This is HIGHLY discouraged and we are warned not to do this from Dave and Mike and their attorney. But I was actually a victim of identity theft at some point, so I did it anyways. If you go with this method, be advised that Mike and Dave's attorney will not be able to help you sue the credit bureaus in the future if you ever want their help with that...but I was more focused on getting my credit report clean now, so I did it. And experian removed that last collection that was on my report

You don't need the full number. You just need the name of the account (ie. T-mobile, Bank of America, Midland Credit Management, etc) and copy/paste whatever they have showing as the account number (usually something like XXXXXXXXX98765 or 12345XXXXXXX)

@Denny Jerez @Kerry Collins You guys have been able to get on the line with an actual human being at Experian?!? 🤯🤯🤯 I used to be able to, but the last month or so when I've tried, the automated system literally will NOT connect me to a live human no matter which option I select. If yall have a way to get me to a live person....PLEASSSSE drop the sauce!!!! 🔥🙌

@Michael Drake Okay, thanks. So you can? Or you're saying you can't?

@Michael Drake Gotcha!! Thanks for the heads up! I appreciate you guys looking out! 🙌🔥

@Dave Cousins Right though?!?! All I did was remove my old addresses (they REFUSED to take off the old name that was associated with it). Then I disputed the BK a day or two after through a cfpb complaint. And it came back VERIFIED 🙄 In their response to the cfpb report, they said they verified it through a third party vendor and I should contact the furnisher of the information if I disagree with it. But they didn't say how to contact the furnisher. So I responded with another cfpb complaint and quoted this, and demanded they provide the name, phone number, and address: 610(a)(1) [§ 1681h], clearly and accurately disclose to the consumer information on file and sources. By this time, a couple weeks had passed since I removed the other address...and a woman on YouTube who used to work for Experian said that it takes 10 days for the 'geotagging' (the info that links you to the different info on your report) to drop off. So this time when I demanded they provide me the information, the geotagging had probably fallen off, and there was probably nothing to link me to the BK anymore...because they came back with this deletion 💖

@Kareem Kd 💯💯💯 You're right! I gotta keep the perspective!! Thanks