Hey everyone, I wanted to share some important information regarding Affirm’s credit reporting practices, especially for those of us who have used their services before April 1, 2025. Affirm’s Reporting Practices for Plans Before April 1, 2025: - Selective Reporting: Affirm may report certain payment plans and repayment activities to Experian for plans originated prior to April 1, 2025. - First Payment Reporting: Typically, the first payment plan you take out with Affirm is reported to Experian. - Subsequent Plans: If your first plan was reported, any future payment plans might also be reported. - Non-Reporting Scenarios: If your initial plan wasn’t reported, subsequent plans typically aren’t reported either. It’s essential to be aware of these practices, as they can influence your credit profile. If you’re uncertain about how your Affirm plans are being reported or have questions about your credit, consider checking your credit report or reaching out to Affirm’s customer support for clarification. Stay informed and manage your credit wisely!

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