I have always been one to express myself, and although I have often been misunderstood, I have benefited from doing so. I believe if you don't speak up, you've already lost, so I will always express myself...like it or not. I did not know that the administrative process was a thing until joining this community, and I rock with it...going to court starts here on the paper. I am currently going through the administrative process, and here is the scenario: an original loan was transferred. I did not know this, but once I was notified, I knew it was the best thing to happen. Why, you ask? Because processes & rules need to be followed (usually ones we are not aware of, so lack of knowledge is how we perish). 15-day required notice (disclosure) by the seller was not sent, and I know this from the dates on their notices. They transferred my banking info without my permission, violating CFPB Autopay rules, NACHA rules, and the FTC Unfair Practices Act. They notified me after the transfer took place, which is illegal under RESPA §6 (12 U.S.C. 2605). The letter was signed not by a real person, so there was no responsible party, no bond, no oath, and no authority; this made it a noncommercial piece of mail with no liability. That is just for starters; there is so much more to unpack... this is what I am working on. I will be getting them notarized and mailing all three packets today; the court has begun! I add receipts in a bit.

Here are the frequency videos I said I would share while on amazing community call! Dr. Group https://youtu.be/N3DS3cU9To0?si=cX0fSHkyAvZijAsY YouTube Version https://open.spotify.com/track/3lGpwXhbnG2gDOEulIHwDM?si=mhKQ-fFFSka_UjWTCTl16Q Spotify extended version-better sound quality! Jason Stephenson https://youtube.com/@jasonstephensonmeditation?si=VPflpTE1l96Zug6n Jason’s music is tuned to correct frequencies and who I listen to for night time. Check out his playlists! 369hz+369hz+963hz frequencies https://youtu.be/iPdSRtKDNgU?si=oHITLCMEUuPWIZp3 Hope this helps anyone looking to tune their frequencies! If you can’t do ten minutes of fine tuning-then you need to do 30 minutes! ~Invest in yourself and Possibilities are endless!

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1. In court, you can only represent yourself pro se In the U.S., the general rule is: - A natural person can speak for themselves in court (pro se). - Separate legal entities (corporations, LLCs, and often trusts) must be represented by a licensed attorney in most courts. A trust is treated as a separate “person”/entity for procedure. So: - You (Norwood) can represent Norwood. - But you, as a non-lawyer, usually cannot show up in court and “represent” The XYZ Trust as if you’re its lawyer. If you try to file pleadings, argue motions, or appear in court on behalf of the trust, many judges will say you’re engaging in unauthorized practice of law. That’s the core behind: “You can’t represent a trust.” They’re talking about courtroom/legal representation, not everyday administration. 2. Trustee vs. attorney: different hats Even if you’re the trustee, that doesn’t automatically give you the right to be the trust’s lawyer. - Trustee = manages the trust, signs contracts, opens bank accounts, executes documents. - Lawyer = licensed to practice law, draft pleadings, represent entities in court. Most jurisdictions treat a trustee who goes into court “for the trust” as representing the interests of others (beneficiaries). That’s legal representation, which requires a law license. So a clerk, judge, or opposing attorney might say: - “You can’t represent a trust, you’re not an attorney.” - Translation: You, as a non-lawyer, cannot appear in this court as counsel for that entity. 3. You can still act for the trust outside of court Don’t confuse “represent in court” with “act on behalf of the trust” in life. You can, if properly appointed: - Sign contracts as “Trustee of [Trust Name]”. - Open bank/brokerage accounts. - Execute deeds, notes, bills of exchange, etc. - Send letters, notices, affidavits in your fiduciary capacity. - Administer assets and make decisions under the trust instrument. That’s not “practicing law” — that’s performing your fiduciary duties.

It seems like the community is mighty quiet.... Anyone working on something? Any thoughts?