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Cloud Residents · US Credit

1k members • Free

4 contributions to Cloud Residents · US Credit
Get my Amex Hilton honor with $10,000 credit limit(NRA)
I followed the instruction in the course and got approved by Capital One Platinum and Amex Hilton Honor(Through GT). Here is what I get, $600 for Capital One Platinum, and $10,000 for Amex Hilton Honor. Thanks @Ain - Cloud Resident My 1st card is Capital One Platinum, and they gave me only $500. After I linked it with my Mercury bank account, they increased it to $600. Also I got 3 months Amex bill statement from my country, then I started to do global transferring. 1 day after, they asked me to upload address proof + itin + passport + military form, so I provide my lease agreement and bank statement as my address proof, then after 2 more days, voila, I got approved. (I have source for getting a legal US residential address in CA, with lease agreement, and half-cheaper shipping price compared with Fedex, DM me if you are interested.) By the way, also suceeded to open a Navy Federal account, all without any US credit history. However, I tried DCU and Sofi 3 times, all failed, not sure the reason, maybe I will try them again once I get good credit score.
Get my Amex Hilton honor with $10,000 credit limit(NRA)
0 likes • 7d
I also started with 10k but they did financial review and decreased it to 3k have at least 5k in your bank statements thats what I didnt had unfortunately.
increasing credit score
hi all so I have a hilton honor amex for 3300 dollars and capital one savor secured card of 200 and unsecured savor card for 300 dollars. I wanted to get another amex but when I applied for a green card it got rejected and on the letter it says my Fico score of 628 do you guys know how can I increase my credit score. I am using 100 percent and paying off the card in full for capital one cause that what I heard about capital one limit increase I tried to do it but it says my account is new so they cant do it it has been 3-4 months for the capital savor and for amex its been more than 14 months. any advice would be appreciated. thank you
0 likes • 13d
@Abdulrahman Mohamed yes the statement balance. I have never missed any payment so far. the thing happened was I was originally got 10k limit on amex hilton but after 8-9 months they did financial review and decreased my limit to 3300. at that time I was sitting at 2700-3000 usage of the card which affected my credit score on Eqafax app.
0 likes • 11d
@John Tek which card do you recommend also can I apply bussiness card without llc? thank you
checking account help
hi all so i have amex hilton honors since april 2025 i applied for capital secured card in pctober and got approved for 200 dollars now recently i applied savor car and approved for unsecured 300 dollars. i was wondering can i able to open bank account at amex or capital one as non resident that lives in canada? right now i have rbc us account abd also recently got sofi account but not able to deposit money.
0 likes • Mar 6
@Ain - Cloud Resident thank you. Also when i tried it says only for residence. Will it get locked in future ?
DCU Checking Account Approved 🔥
All within 4hrs Application was submitted Feb 26 4:26 AM Approval email came in Feb 26 8:52 AM
DCU Checking Account Approved 🔥
0 likes • Mar 1
@Abdulrahman Mohamed how u become member for DCU community to apply?
1-4 of 4
Simran Ma
1
4points to level up
@simran-ma-8729
H

Active 7d ago
Joined Feb 28, 2026
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