Shout out to @Dennell Hines Inquiries removed with the quickness 🔥 Currently looking for a 🏠 to run the rental play for more age history then onto funding 🏆 Young and Proud to have access to such knowledge 💎

The good news is I went up 55 points on Experian. But on the flip, I got these last few accounts that aren’t moving. I put this document together to address all the inaccuracies in my report, and I think Santander is paying these CRAs lol. The number of inaccuracies across the 3 are crazy. They sold the debt in 2024. I disputed it. I disputed the company they sold it to, and it was removed, yet they are still validating a debt they don’t own. On top of that, if you look at the Equifax on the date reported. They re-aged the account lol. I’ll take any advice at this point.

I just seen I have an account never late/inactive? Since 2022. Zero balance. How should I handle this account???

For the people with kickoff…is this normal? It’s reporting inaccurately for 1. And why would they report a $420 balance owed on a $3500 credit limit?? That’s 12% utilization lol

Sup family! I got a new primary you all can add to the list. It’s called Super.com. You can find it in the App Store. You have to sign up for the Super+ account, it’s $15 per month. Here’s the great part, it’s a secured credit card, there’s no hard inquiry, and it reports a $5k utilization boost to all 3 bureaus. It gets better, there’s also no upfront security deposit required, although the rep I spoke with suggested depositing at least $20 so the card doesn’t go inactive and close. HIGHLIGHTS: $5K UTILIZATION BOOST! REPORTS TO ALL 3 CRA’s NO CREDIT CHECK= NO HARD INQUIRY! NO SECURITY DEPOSIT REQUIRED! $15/ per month when you download the app, look under the recommended section, click on the button that says credit score and go from there