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Tim Spencer
County Durham
Active 1d ago
Bio:
Hi! I'm Tim Spencer, The Lending into Later Life Expert. I help people aged 18 to 118 make smart mortgage choices. tim@optimusmortgages.co.uk
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Scott Ward
@scott-ward-5498
Mortgage & Protection adviser, been in the industry for 12 years working as an employed adviser for Kingston Mortgage Services.
Active 2d ago
Joined Oct 8, 2025
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