Bio: Hi! I'm Tim Spencer, The Lending into Later Life Expert. I help people aged 18 to 118 make smart mortgage choices. tim@optimusmortgages.co.uk

Bio: Mortgage Advisor specialising in debt consolidation & adverse credit.

Bio: Fairly new mortgage broker - happy to exchange thoughts and ideas if I can support with anything 😊

Bio: Qualified Independent Financial Adviser, working with clients in the local area to build financial resilience and a plan for the future.