Yes, it will be taken out of any down payment to the seller or negotiate in your commission with the buyer to pay for it.

1. Seller's Mortgage Stays in Place: The original loan remains in the seller’s name, but you (the buyer) take over the payments. 2. Deed Transfer: The title of the property is transferred to you, but the loan stays in the seller’s name. 3. You Assume Responsibility for Payments: You agree to make the payments on the seller’s loan directly to the lender.