We have all heard of authorized user accounts. They have been used for rapid scoring improvement in the mortgage industry for decades. If you are looking for rapid credit score improvement, think about becoming an authorized user on a family member’s (or others) credit card. In essence, you are piggybacking off the primary account holder’s responsible use. The main benefit of becoming an authorized user on a credit card is the fact that you can benefit from another person’s good credit and good payment history to enhance your own credit. And you get this benefit without applying for a credit card of your own which would cause an inquiry and negatively adjust your total credit file age. Adding other people’s seasoned accounts adds positively to your credit file age and greatly lowers your credit utilization ratio. The authorized user is given a card in their name and can make purchases, but they are not liable for the debt incurred. The primary cardholder is ultimately responsible for making the payments. This can be a great way for the authorized user to build their own credit history. If the person granting another person to be an authorized user on their account has doubts or concerns, they can have the authorized user destroy the credit card issued or don’t have one issued to them at all. Have the secondary card sent to the primary account holder’s address. The point is to help another person benefit from the primary account holders great credit account. When you find someone willing to make you an authorized user on their account look for these four things. One, the higher the credit line the better. A $10,000+ credit line is preferred. Two, ensure the credit card account has been open a long-time. 5+ years is good but 10+ years is great. Don’t be added to an account that has been opened for less than three years. Three, make sure the credit utilization on the account is less than 10% or hopefully zero percent for best results. Four, verify they have no late payments on this account.

Welcome to the LGF Credit Mastery Blueprint! 💼💸 This community will help you do three things (in this order): 1️⃣ Repair your credit 2️⃣ Build your credit 3️⃣ Get access to capital and invest in your business Get support from Evan and his team as you elevate to the next level and create generational wealth using the benefits of this community. Before moving forward, complete the following template as a comment under this post: ___________________________________________________________________________________________________ Copy & Paste the template below and share your answers: 🔹 What’s your name? 🔹 Where are you from? 🔹 What’s your biggest strength/weakness on your credit file? 🔹 What are you most looking forward to in this course? 🔹 What do you do? 🔹 What’s your goal inside this community? 🔹 What triggered you to sign up? 🔹 Who would be useful for you to meet? Once you've shared your introduction, feel free to move on to STEP 3 ✅

LGF FREE GROUP! Remeber this is the free group! This is a great way to meet Lets Get Funded and see what we are all about. The real action is happening in INNER CIRCLE! Done for you credit repair, my $1.65 MM Funding roadmap, calls every single day... Cant ask for much more for $97. SEE VIDEO BELOW Click here to join Inner Circle- https://www.skool.com/100k

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Welcome to Let’s Get Funded Free Community First off... I’m genuinely glad you’re here. Second off... I have gotten $1,500,000 of business funding without paying a dollar of credit card interest or providing a tax return. This has become my business superpower and has given me an unbelievable advantage. THIRD OFF... Free Inquiry Removal for everybody in this community. Book a call below to get access and meet a member of our team and discuss your credit and funding goals. https://skool.letsgetfunded.com/fskool-group-onboarding-book This community exists for one reason: to give as much real value as possible, without fluff, without gimmicks, and without gatekeeping information that actually changes people’s financial lives. Inside this group, you’ll learn: - How business funding actually works (not the TikTok myths) - How to position your personal + business profile so banks take you seriously - How I personally accessed $1.5M+ in business funding without doing anything shady - How to remove friction from your credit file so approvals become easier - And how to think long-term about leverage, not just short-term money grabs That said — information alone doesn’t change outcomes. Execution does. If you want personalized guidance, the fastest path is to hop into our inner circle here: https://www.skool.com/100k/about This is a community of over 1000 business owners that comes with the following: FREE CREDIT REPAIR (We do it for you) My $1,500,000 roadmap (The exact plays and execution) FREE LEXIS NEXIS (We show you exactly what the bank sees when you apply) CALLS EVERYDAY (How to fly for free, how to structure your file, etc.) No pressure. No obligation. Just clarity, direction, and next steps. If you’re serious about improving your financial position this year, don’t stay on the sidelines. Book your onboarding call below and let’s get to work.