A fellow hero from the Justice League asked this question Be honest… Which one actually starts your day? A) Coffee ☕ B) Gym / workout 💪 C) Phone scrolling 📱 D) Planning the day 📝 E) Straight to work 🚀 Drop the letter in the comments. Everyone’s morning routine says a lot about how they operate.

let's give a warm welcome to @Kāʻili Wells Jr.

@Theresa Elliott it is great to see you!

From Kindergarten through 12th grade, school teaches you how to be a: • Good citizen • Good worker • Good consumer But notice something strange… They never really teach you how to manage money well. No classes on: • How credit works • How debt traps people • How to budget • How to invest • How to negotiate bills • How to build wealth Most people graduate knowing the Pythagorean theorem, but not how interest compounds on a credit card. The Avenger believes it would be hurt to be a good consumer. So people learn money lessons the hard way… through mistakes, stress, and expensive life experiences. That's where many of us become accidental students of money. Sometimes the best financial education starts after the first financial disaster. Did you get training on money and credit cards?

@Phil Clark you are most welcome. Let's give Phil a warm welcome to the Avengers