I am taking on 2 more reps this month. (virtual role unless you want to move) 🤯 Granted, Ryan has 5 years in the industry, so he had a head start. But THIS happened on day one. $50K in production. Same guy. Different environment. The right team. The right leads. The right scripts. The right systems. The right people around you. And we’re taking on a few more people right now. You’ll get: • Leads provided • Scripts • Training • AI-powered systems + CRM • Coaching and support • A proven process to follow And you do NOT need 5 years of experience. We have 19, 20, and 22-year-olds who came in with little to no experience and have gone on to produce $50K–$100K+ months. One rep reached $140K+ in MONTHLY production within his first 9 months. We’re looking for hungry, coachable people who are willing to WORK. If that’s you, comment “ROLE” below and I’ll send you the information. Serious people only. Production figures are examples of individual results, not guarantees of earnings or typical results. Actual commissions and results vary based on sales, contract level, placement, persistency, chargebacks, effort, and other factors.

A brand new LLC can potentially get serious business funding with: • $0 in current business revenue • No business tax returns • No business financials • No long business history How? Because with many business credit cards, the bank is primarily underwriting YOU and your personal credit profile. I just made a full YouTube video breaking down exactly how this works: https://www.youtube.com/watch?v=zNttObEe9x8 ━━━━━━━━━━━━━━ 💳 WHAT DO BANKS ACTUALLY LOOK FOR? Your credit SCORE is only one piece. When we're analyzing someone for $100K–$200K in funding, some of the biggest things we look for are: ✅ 700+ credit score preferred ✅ At least 2+ years of credit history ✅ $15K+ in total personal credit card limits ✅ Low utilization ✅ No recent late payments or collections ✅ Multiple established accounts The stronger your personal profile, the more funding options we generally have. My ideal profiles are even stronger: • $30K–$40K+ in personal revolving limits • 4+ years average credit history • Multiple established accounts This is why someone with a 750 score can get denied... While someone with a properly built 720 profile can potentially get six figures. ━━━━━━━━━━━━━━ 🏦 BUT HOW CAN A BUSINESS MAKING $0 GET APPROVED? Many people confuse business credit cards with traditional business loans. A traditional business loan may require: • Tax returns • Bank statements • P&Ls • Existing revenue But many business credit cards rely heavily on the owner's personal creditworthiness and personal guarantee. That's why a brand new LLC can potentially qualify for substantial funding before it has years of revenue. ━━━━━━━━━━━━━━ 📈 WHAT ABOUT REVENUE ON THE APPLICATION? This is another area where people make HUGE mistakes. If an application asks for projected revenue, that's different from historical revenue. Projected revenue is what you reasonably expect the business to generate based on your actual business plans and circumstances.

Most people think becoming your own bank means you need millions of dollars. You don't. Let's use a simple client example. Imagine a client has built $100,000 of cash value inside a properly designed life insurance policy. (What millionaires and billionaires do) Then they need $30,000. Maybe it's for a car. A down payment. Business equipment. A real estate deal. Or just an opportunity they don't want to miss. They have two choices. CHOICE #1: Take $30,000 out of their savings. They get the $30,000. But now they only have $70,000 left working for them. CHOICE #2: Borrow $30,000 against their policy. Instead of simply withdrawing the cash value, the insurance company lends them money with their policy serving as collateral. Now they have their $30,000 to use. But they didn't have to liquidate $30,000 of the asset they spent years building. 🔥 THIS IS THE PART MOST PEOPLE HAVE NEVER BEEN TAUGHT. Depending on the policy and loan type, cash value securing the loan may continue receiving interest credits. Let's use simple hypothetical numbers. Imagine the loan costs 5%. That's $1,500 of annual loan interest on $30,000. Now imagine the policy receives a 7% credit that year and the borrowed portion is eligible for that crediting treatment. 7% of $30,000 = $2,100 5% of $30,000 = $1,500 Difference = $600 That doesn't mean you magically made a guaranteed $600. Some years the policy could credit less. It could credit 0%. Loan rates can change. And the exact mechanics depend on the policy. But that's not even the biggest lesson. The biggest lesson is that you didn't have to pull $30,000 out of the asset to get access to $30,000. That's where the idea of "becoming your own bank" comes from. Think about what a bank does. Here is the thing, if you are 50 and pulling from a 401k, you would pay a 10% penalty tax plus whatever your current tax rate is, that could be 30%+, so on 30k you give almost 10k away and then lose the opportunity to earn interest on that 10k.

🚨 MOST PEOPLE ARE STUCK WITH SMALL APPROVALS FOR ONE REASON… Their highest credit limit is too low. Banks LOVE “comparable credit.” If your biggest card is: ❌ $500 ❌ $1K ❌ $2K …you will usually struggle getting: ❌ $20K business cards ❌ Large loans ❌ Big lines of credit Meanwhile… Someone with: ✅ Multiple $20K–$30K+ limits …gets treated COMPLETELY differently by banks. That’s why I made this guide 👇 💳 The Ultimate Credit Limit Increase Guide Inside I break down: 👉 The rules for EACH major bank 👉 When to request increases 👉 Which banks soft pull vs hard pull 👉 The famous AMEX 3X strategy👉 Credit cycling secrets 👉 Internal limit reallocation hacks 👉 How people turn small limits into $50K–$250K+ in funding power Most people have NO idea how powerful credit limit increases really are. One small card can become: 💰 $5K💰 $10K💰 $20K+…with the right strategy. This is one of the biggest hidden funding hacks nobody talks about. Comment “CREDIT” and I’ll send the guide 👊

You can do it…But don’t be surprised when you get wrecked. Here’s why using your personal credit for business is a terrible idea 👇 💥 High Utilization = Score tanked on one big business expense on your personal card. Say goodbye to your 740. Banks HATE high utilization, even if you pay it off. 💥 No Separation = no protection if your business tanks, your personal score goes with it. You’re on the hook for everything. No legal separation, no mercy. 💡 The Smart Play? → Build a strong personal profile (700+ score, solid limits) → Get structured with an LLC with right NAICS code and safe name → Stack $100K–$200K in 0% business credit under your EIN → Keep your personal score pristine… while your business scales with 0% money You can even eventually get to pure EIN only funding with no personal guarantee AT ALL. It’s not just about funding more. It's about funding smarter. I have had a 800+ score ever since I used this strategy and never have to worry about my score tanking. I can use 200k, 500k, out of my 1.1M credit and it doesn't report to my personal. 🧠 Want to learn more about how to optimize your profile and get funding? Check out our free mini course here 💳⚔️📈 https://www.skool.com/credit-free/classroom/49724fb5?md=412155381bae47eb96cbd5f0b8efd917