Warren Buffett has two rules. Rule one, never lose money. Rule two, never forget rule one. Most people hear that and nod. Almost nobody understands what it actually costs to break rule one. Here is the math nobody shows you. If you lose 30 percent in the market, you do not need 30 percent to get back. You need 43 percent. If you lose 50 percent, you need 100 percent. You have to double your money just to get back to even. And while you are climbing back, you are not making money. You are recovering. Those are different things. That is the part that quietly eats a retirement. Not the crash. The recovery years you spent going nowhere. Now watch what happens when you simply refuse to lose. Two business owners, $100,000 each, same three years. Owner A is in the market. Year one down 20 percent, so $80,000. Year two up 15 percent, so $92,000. Year three up 10 percent, so $101,200. Three years. Two good years. He made $1,200. Owner B has a 0 percent floor and a cap around 10 percent. Year one the market drops. He gets zero. Still $100,000. Year two up 15, he is capped at 10, so $110,000. Year three up 10, so $121,000. Same market. Same three years. $1,200 versus $21,000. Owner B never had a great year. He just never had a bad one. That is the whole secret. You do not need to beat the market. You need to stop giving pieces of it back. A 0 percent floor means when the index goes negative, you get credited zero. Not a small loss. Zero. You never participate in the crash. The tradeoff is honest. You give up the monster years. There is a cap. If the index does 25, you might get 10 or 12. There are policy costs and the caps can change. This is not a market account and it is not free. But ask any retiree who was three years from retiring in 2008 or during COVID which one he or she would rather have had. Banks hold over 200 billion dollars of this on their own balance sheets. They are not chasing home runs with their reserves. They are protecting the floor. Comment FLOOR and I will send you a guide explaining this and the power of IUL and whole life policies.

You do not have a million dollars in your 401k. You have a million dollars and a partner who has not told you his cut yet. That partner is the IRS. Here is the part nobody runs the numbers on. You spent thirty years watching one number go up. The statement says $1,000,000. You feel rich. Then you retire and pull $60,000 out to live on. That $60,000 is ordinary income. At a 25 percent effective rate you keep $45,000. The other $15,000 was never yours. Do that for twenty years. $300,000 gone to taxes on money you already earned once. And you do not get to pick the rate. Congress does. In the year you need the money. Now the other side. Same owner. Same discipline. Different bucket. He funds a properly designed policy with after tax dollars. The money grows with a 0 percent floor. When he wants income, he takes it as a policy loan against the cash value. A loan is not income. So he pulls $60,000 and keeps $60,000. Same lifestyle. He needed a million. The other guy needed about $1,330,000 to net the same thing. That is the whole game. It is not what you make. It is what you keep. Here is the other quiet one. Because loans are not income, they do not push up the number Social Security uses to tax your benefit. The 401k guy can trigger tax on his Social Security just by living. Be honest about the tradeoff. You get no deduction going in. Costs come out along the way. And the policy has to be designed and funded right or none of this works. But ask yourself one question. Would you rather pay tax on the seed or on the harvest? The seed was $8,000 a year. The harvest is a million. Banks hold over $200 billion of this on their books for a reason. They are not looking for a deduction. They are looking for what they keep. Comment "TAXFREE" for our free guide and I will run your number both ways so you can see the gap of how we can potentially make your money last 1.5x or 2x as long. Or book a free strategy session at familybankingvault.com

Hello, everyone ! I am ecstatic to be here, ready to execute, and looking to learn, as much as, I can.

We're revamping Money Broker Society. More accountability. More competitions. More incentives. More training. And most importantly... More members making MONEY. ━━━━━━━━━━━━━━ 🎁 MONEY BROKER 2.0 GIVEAWAY We're giving away TWO of our biggest programs: 🏆 WINNER #1: INFINITE FUNDING BLUEPRINT 🏆 WINNER #2: VIP PROGRAM IFB is our flagship funding program where we teach you the strategies behind getting $100K–$200K+ in business funding. VIP is our brokering program to help you make money. By the way, the last winners got 130k and 117k in funding for free. We're announcing the winners on our Money Broker onboarding call Monday at 5PM EST live with a wheel. You MUST register and attend Monday's call. ━━━━━━━━━━━━━━ 🔥 THE 30-DAY $5K–$10K CHALLENGE Starting 8/24, we're launching a brand-new 30-day Money Broker Challenge. The goal is simple: Help you make your first or next $5K–$10K brokering funding. We're bringing back: 💰 Competitions 🎁 Prizes & incentives 📈 Accountability 📚 Step-by-step training 📲 Scripts and outreach strategies 🤝 The 3-way text method 💵 Funding products you can offer 🎯 Daily action steps You will get daily emails on what to do for 30 days straight. We're going to give you a roadmap and push you to actually EXECUTE. Because knowing how to money broker doesn't make you money. Taking action does. ━━━━━━━━━━━━━━ 📅 DO NOT MISS MONDAY AT 5PM EST We're going to break down Money Broker 2.0, explain the 30-day challenge, show you how to participate, and announce the giveaway winners. Https://skoolmbs.com/ register here But FIRST... Fill out this form: https://lc.fundrapp.com/widget/form/PudFm8HKjtzUmaD9QOj7?notrack=true This is IMPORTANT. We're using the form to send you the 30-day accountability emails and keep everyone on track throughout the challenge. ━━━━━━━━━━━━━━ Once you've registered: Comment "DONE" below. Then tell me your income goal for the challenge:

Hey everyone, this is your last chance to jump on a live webinar on how I built 1.1m in business credit, we cover profiles, datapoints, and much more. I have been running these for 6+ months but exhausting to run multiple webinars weekly so consolidating. See you on there. (: From 520 Score to $1.1M Credit Today @ 2pm - 3:30pm New York time https://us02web.zoom.us/j/84038082483