Traditional bank approval rates for small business loans and business credit cards dropped 12% this year. Read that again. 12% fewer business owners are getting approved at the banks they have always trusted. Chase and Wells Fargo. The big names are pulling back. Tightening underwriting. Raising the bar. And most people see that headline and think funding is drying up. It is not. It is shifting. Here is what the 12% headline does not tell you. There are over 8,000 lending institutions in the United States. Credit unions. Community banks. Online lenders. CDFI lenders. Fintech platforms. While the top 10 banks are saying no more often, thousands of smaller institutions are saying yes. They are hungry for business. They have different underwriting models. Different risk tolerances. Different products most people have never heard of. Lot's of clients in May and June have been getting denied or lower limits for Chase compared to normal. But there are secret banks out there where we are still grabbing a ton of funding. The money did not disappear. He was just fishing in the wrong pond. This is the part that keeps most entrepreneurs stuck. They think there are 5 banks. There are 8,000. They think one denial means they are not qualified. It means they applied to the wrong place. They think the lending market is shrinking. It is $35 billion and growing to $52 billion by 2029. The capital is there. You just need to know where to look and how to position your profile to match what each lender wants. I went from a 520 credit score to 850. Built $1.1M+ in credit lines. Helped 2,100+ clients navigate this exact landscape. Our 18,000+ member community is full of business owners who stopped accepting denials and started getting strategic. If you want a free guide showing you how to access $100K or more in business credit even when the big banks are tightening, comment "100K" below. I will send you the roadmap we use to find the right lenders for your specific profile.

If you have a 700+ credit score, there's a good chance you're leaving six figures of funding on the table. I know because I started with: ❌ A 520 credit score ❌ A $500 credit limit Today... ✅ 850 credit score ✅ $1.1M+ in business credit ✅ 17 real estate deals funded through leverage Join the live training here (IFB members, you have already attended): https://us02web.zoom.us/j/84038082483 Here's what we'll cover: ✔️ The exact profile banks want to see before approving high limits ✔️ How to optimize your personal and business credit profile ✔️ The bank sequencing strategy we use to maximize approvals ✔️ How to stack $100K–$200K+ in 0% funding ✔️ The biggest mistakes that cause denials or small limits ✔️ My journey from a 520 score to building over $1.1M in credit Whether you want funding for: • Real estate investing • Starting or buying a business • Marketing and advertising • Equipment • Working capital • Growing your business ...this training will show you the roadmap. Join us live: https://us02web.zoom.us/j/84038082483 I'll also be answering questions live at the end. See you in a few minutes.

Looking to learn money brokering. Ultimate goal to lower the cost of everybody's living cost...such as groceries, gas and more .i m currently looking for five million dollars..buying a business and fifty acre property

On the webinar @John Duda recommended i look into debt consolidation loans with light stream or sofi. Neither work with 580 credit score so I was denied. What do I do now?

in the 5 day knockout strategy, it says to file a police report for stolen identity. What if you item you are trying to remove is a car repo? how do you claim stolen identity for a car repo when it was definitely your car? Isn't this somehow illegal? @John Duda