I was able to purchase my dream truck 2026 jeep grand Cherokee Trailhawk On my own 🥹🙏🏽🙏🏽🙌🏽I was able to make a big girl move on my own 🫶🏽🫶🏽

Big welcome to all of our new members! You’re officially part of a community focused on helping you understand your credit, rebuild your profile, get funding-ready, and make smarter financial moves. Start by introducing yourself below: • Where are you from? • What’s your current credit goal? • What are you working toward: a home, car, business funding, or simply better credit? Make sure you check out the lessons, join our community calls, ask questions, and stay active. You don’t have to figure everything out by yourself. Welcome to Credit Skool. Let’s get to work! @Shaquilla Grice @Sontell Kennedy @Faith Wegesa @Christal Lewis @Alexandra Reed @Ryon Robinson @Menghisteab Berhane @Venita Torres DeLeon @Danielle Ryan @Medgina Beauvais @Hirut Bikila @Trishawn Samuels @Gillian Bailey @Tamar Banny Brown @Kadeesha Byron @Karon Mills @Leanna Malaivanh @Franceen Roberts @T R @Kyle Beckford @Damani Mcghie @Glenda Morris @Peter-Gay Stewart @Dave Williams @Alecia Mitchell @Aretha Blackstock @Amechi Aduba @Bethsheba Waithaka @Shantell Smith @Gayan Brown @Rosemond Datus Jr @Romario Campbell @Samantha Ojeda @Mesilia Datus @Ortis Henry @Anthony Fletcher

To provide you with faster response times and a better support experience, all client communication will now be handled exclusively through our official Credit Skool Support profile. Credit Skool Support https://www.skool.com/@credit-skool-support-1447?g=creditskool Effective immediately: ✅ All questions, support requests, billing inquiries, onboarding, and account updates should be sent to Credit Skool Support. ✅ You will no longer be able to message individual team members directly. ✅ Keeping all communication in one place helps us reduce response delays, improve accountability, and ensure no message gets missed. If you need anything at all, simply send a message to the Credit Skool Support profile, and one of our team members will be happy to assist you. Thank you for your cooperation as we continue improving your Credit Skool experience!

Which of these is generally considered a negative item on a credit report? A. On-time payment B. Collection account C. Low utilization D. Long credit history Comment your answers below!

👻 They say it’s the Ghost Month… do you believe in it? Whether you’re having a hard time financially or simply excited about making a big change, please think twice before applying for new credit while we’re working on your file. Avoid applying for: ❌ New credit cards ❌ Auto loans or financing ❌ Personal loans Before applying for any new credit, check with our Credit Support Team first. 👉 Have questions or considering a new application? Contact Credit Support here: https://www.skool.com/@credit-skool-support-1447?g=creditskool A new credit application can result in a hard inquiry, which may temporarily affect your credit score. More importantly, opening new accounts can add new information to your credit profile while your existing file is being reviewed. 🎯 Your goal: Avoid new credit applications while we’re working on your file. Remember: We handle the disputes. You handle the applications! 💪 Protect the progress you’re making. Let’s keep your credit profile as stable as possible while we work on your file. 🚀 💬 Thinking about applying for new credit? Check with us first!