Denied for credit with Rocket and Lightstream with 803 Transunion
I love to learn and it's important to share the entire journey not only what we call the wins. I no longer have student loans (decreased credit age), no debt of any kind and those factors can warrant a denial of the application. I have 4 new inquiries in the month of June shopping for the same product a personal or auto loan. So that's pretty aggressive although they say it wouldn't necessarily be the cause for the denial. It's one of the factors listed below on their reason for denial letter. Now, I have to rebuild the credit profile. I also have success with securing some capital and I will share that on another post. The point is we keep grinding and stay with foot on gas! My Experian is 750, Equifax is now 805, and Transunion on the attached letter is down to 803. Payment history 100% Credit Utilization 4% No derogatories 36 accounts and still 🚫