One of the best ways to stay on top of your payment history is to make sure your active accounts are paid on time every month. Here’s how to set it up: 1. Log in to your credit card or loan account. 2. Go to Payments, Payment Settings, or Autopay. 3. Select the option to Set Up Automatic Payments. 4. Connect your checking account or eligible payment method. 5. Choose the payment amount. If your goal is to avoid late payments, make sure at least the minimum payment is scheduled by the due date. If you can afford it, paying your statement balance in full can help you avoid interest on purchases. 6. Confirm the payment date and account details. 7. Save your confirmation and check your account regularly to make sure there are sufficient funds for the scheduled payment. 🚨 Important: Autopay only works if there is enough money available in your bank account when the payment is processed. Continue monitoring your accounts even after setting up autopay. Why This Matters 🧰 Payment history is an important part of your credit profile. Consistently making payments on time can help you build and maintain a stronger credit history over time. Set up autopay today and make staying on time one less thing to worry about!

Hop on and ask your questions https://us02web.zoom.us/j/83787246709?pwd=t0IttJ3pyIqfVRKAnxg30RL4B7zDu7.1

New week, new goals! 👏 If you haven’t already, don’t forget to finish your August homework in the classroom. 📚✅ Stay consistent, keep learning, and keep putting in the work. The small steps you take each week can make a big difference over time. Have you finished your August homework yet? 👀👇 Quick reminder: your credit score is made up of 5 main factors: Payment History (35%) — Did you pay on time? Credit Utilization (30%) — How much of your available credit are you using? (Under 30% is best; under 10% is excellent) Length of Credit History (15%) — How old are your accounts? Older = better. Credit Mix (10%) — Do you have a variety of credit types (credit cards, car loans, mortgages)? New Credit / Inquiries (10%) — Have you opened or applied for too many new accounts recently? So do your homework and lets get to 800! Lets go! 🚀

Welcome to Credit Skool! 🎉We’re glad you’re here — let’s get you set up the right way. 👇 Drop your introduction in the comments BELOW 👇 This helps us: ✅ Match you with the right support ✅ Plug you into the community faster ✅ Get you results quicker 📌 Tell us: • Your name • Where you're from • Your current credit goal • What you're struggling with most ⚠️ This step is REQUIRED to unlock the full experience inside the community. Let’s get you plugged in and winning 💪 PLS MAKE SURE YOU COMPLETE THE ONBOARDING FORM. I sent you a DM with the next steps😁

Top of the morning Fam 🙌. One of my client 3 charge off got deleted from Experian. Client need to build now her profile before she can be ready for funding. Not old stuff. Look at the date and month. 🤭🤭🫣.