Navy Federal Personal Loan: June 25 Opened Account with them April 30th w/ following: Everyday checking $200 Membership Share Savings $50 CD $50 The loan application criteria: Employed 3 years Nurse Practitioner $100k salary Called in and talked to a phone representative about acquiring a personal loan. The fees were high; I hesitated and declined. Then I said to myself. I will make it work and pay the money back as fast as I can….Get the bag. I applied online for $50k they countered $33,333‼️ I applied at 6:06 pm. The money was deposited into my account in an hour. So ask for more and they may counter less. I will make a separate post for the HELOC.