Vote or drop a comment, your feedback will shape the content and resources I share.

I see we have members from all over the country, if you check out the map feature, it’s pretty amazing! Each state obviously has its own quirks when it comes to taxes, investing, and just living life, and I’d love to hear from you. Tell me about your state: - What do you love most about living there? - Have taxes impacted your life or investments? Of course, every state has its pros and cons, and politics change, so I try to respect whoever is in office at any given time. I’m curious about your experience living in this nation, your takeaways, what you love, what’s unique, anything really. Drop your state and thoughts below. I’d love to hear your perspective!

When it comes to your money, who do you trust more, a specialist who focuses on one area, or a generalist who sees the full picture? For example, some people like an accountant or tax specialist who only works with real estate investors, retirees, or business owners in a certain industry. Others prefer someone who can connect all the dots, from tax to entity structure to long-term planning. 👩‍💻In this community we currently have a mix of business owners, investors, accountants, and tax advisors. There’s no wrong answer. But the difference can really show up in your results, especially as your income and assets grow. I’ve seen both sides firsthand working with advisors across the country, and I’m curious where you stand. 👉 Do you want one expert for everything? 👉 Or a few specialists who each handle their zone of genius? I’m always interested in how you like to build your financial team.

What’s a tax or money mistake you learned the hard way?

Most people pay more than they should because they don’t know what’s available to them. These are all perfectly legal strategies that most overlook. Which of these have you already taken advantage of? 👇 1️⃣ Make Your Savings Work for You: Don’t let cash sit in low-interest accounts. Use high-yield or tax-free money market funds to make your idle cash work harder. 2️⃣ Invest in Wealth-Building Assets: Own assets like real estate, stocks or alternative investments you understand. Long-term gains are taxed at lower rates than ordinary income. 3️⃣ Fund Tax-Reduction Accounts: Max out your 401(k), SEP IRA, or Roth accounts. They reduce taxable income and grow your wealth tax-efficiently. 4️⃣ Use a Backdoor Roth IRA: High earners can still fund a Roth legally through a conversion from a nondeductible IRA. 5️⃣ Work Overseas (if it fits your lifestyle)The Foreign Earned Income Exclusion can let you exclude over $130,000 of income if you qualify (2025). 6️⃣ See if You Should Itemize: If you own a home, have healthcare expenses, or give to charity, itemizing may save you more than your standard deduction. 7️⃣ Trade Bad Debt for Smart Debt: Refinance high-interest credit cards into lower-rate mortgage debt. Mortgage interest can be deductible, credit cards aren’t. 8️⃣ Give Strategically: Don’t just donate cash, non-cash items and mileage count too. Keep good records. 9️⃣ Maximize Self-Employment Deductions: Home office, internet, business meals, mileage, small items add up. 🔟 Get Help When It’s Worth It: Tax software is fine for simple returns, but a tax strategist can find alternative savings that pay for themselves. 💬 Which one surprised you?