I've been fighting with Amex for over 2 years now to remove a "charge off" that is not mine. I've sent letters, documented proof and I've filed complaints with the CFPB and BBB. They wouldn't even respond to the BBB let only me at all. I'm at a loss. I don't know what to do next. 😔

I’m doing TWO giveaways over the next three weeks, and each one gets better than the last. The final giveaway is my favorite… but we’re starting strong. 🎁 Giveaway #1 (This Week) I’m selecting ONE NEW client to receive a FREE 1-on-1 Funding Program with my team. Last year, we funded someone completely free.This year, we’re doing it again — and this is just the first one. 🧠 What the winner gets: • A custom 1-on-1 funding game plan with my team • Full profile optimization • Step-by-step help applying and stacking approvals • Support to secure $50K–$200K in 0% funding This is handled exactly like our paid 1-on-1 clients. 🎉 Didn’t win? Everyone who enters but doesn’t win will receive a ONE-TIME discount on funding to kick off the new year. Take it or leave it. No extensions. 🕒 Event Details: • LIVE raffle drawing • Saturday at 10:00 AM• Winner announced live ✅ How to Enter: 1️⃣ Comment DONE on this post so I can track entries 2️⃣ Fill out the short entry form:👉https://lc.fundrapp.com/widget/form/3pfWop32JZWLxd1KiSWl 3️⃣ Entries close Friday at midnight 📩 Bonus: If you want a free funding analysis before the raffle, message. My team will show you exactly what needs to be fixed, optimized, or if your profile is ready for funding now. Please allow time as we work through all requests. ⚠️ Important Disclaimer (Please Read): • This giveaway is for NEW clients only • Active clients are not eligible for the free 1-on-1 funding giveaway • Active clients will receive course access, Infinite Funding Blueprint, travel hacking, or other bonuses instead To qualify for funding, you should have: • 700+ credit score • No major negatives • Strong revolving credit • High utilization can be fixed if you are a 620-650 If there are a couple negative items, we can help remove them.If there are multiple serious issues, credit repair will be required first.

Hey everyone, Big congrats to @Lorraine Garcia @Francelene Aprahamian @Ben Barlow @Miguel Rascon @David Lavallee for winning the Infinite Funding Blueprint Giveaway on today’s live Skool call 🎉 (Yes I did 5, versus 2 lol) We already had 14 spots filled for the course during the call and I expect the remaining spots to be gone within the next 12 hours. Before I release this to my main email list of over 8,000 people, I want to give everyone here in the Skool community first priority. This is your chance to grab Lifetime Access for just $600, instead of $6,000. Inside the course, you’ll learn how to: 💳 Build up to $1M in total credit (like I did) 🏦 Stack $200K–$300K+ in 0% business credit every 6–12 months 📈 Hit the 850 Club and optimize your personal credit 💼 Master business structures, NAICS codes, and bank sequencing ⚙️ Access all new plays, updates, and strategies automatically included for free This is more than a course, it’s a blueprint for unlimited access to capital. If you’ve been waiting for the right time… this is it. Grab your spot here on Skool or Stripe 👇 https://www.skool.com/money-broker-society-2340/classroom/b74a6a19?md=610e896a7a6749948286b89fa34d7128 https://buy.stripe.com/bJe8wO3H3dVIeEFgTP7AI00 Once these spots are filled, the price will increase back to $6,000. See you inside, John Duda.

I’m giving you all a head start. Everything from today counts toward October. Let’s blow this up. 🔥 Extra SPIFF Bonus: For the next 14 days, if you’re in the 14-Day Sprint you’ll get an additional $50 SPIFF paid same day (Venmo, ACH, or CashApp). 💥 Here’s how it works: - 3 Closed Deals = Samsung 50” QLED 4K UHD TV - 5 Closed Deals = $1,500 Vacation Voucher (anywhere you want!) - ✅ A “closed deal” = 3 deposits taken at $500 each for funding with signed agreement.💡 Reminder: deposits are required to work with us and are applied to the backend performance fee. ⚡ I’m taking on the risk of refunds for you guys, so take advantage and stack these wins. 📢 Important: You must post your wins in the WINS section to get credit toward the competition and the $50 SPIFF. And all prizes will be paid out the following month after competition ends. 👉 Who’s in? Comment OCTOBER below if you’re locking in for this month’s competition. Disclaimer*** Prizes are for 1st level affiliates, if you are a partner or if one of my current affiliates or partners recruited you and you signed up underneath them, you aren't eligible for prizes. 🚨If prize is redeemed all I ask for is a video testimonial of your results and feedback! 🚨

Here are 7 ways you can help your clients get funding to grow their portfolios! You can go from 1-2 properties a year to 3-6 with this method. Most people think you need years of saving to invest in real estate. The truth? You can walk into a property without touching your own cash. Here’s how it works:Hard money lenders usually cover 80% of the purchase. With $100K to $200K in 0% business credit, you can cover the rest — down payment, closing costs, and even gap funding. First, let me clarify: business credit cards are different from business lines of credit. A line of credit usually requires revenue and caps at 10% of annual income (500K revenue = 50K line). With business credit cards you can access 100K to 200K in 0% funding right away. To use it for down payments and closings you liquidate the credit into cash at around a 6% fee. (Never use cash advances that cost 20% to 29%.) Here’s what you can do with this strategy: 1️⃣ Marketing and deal flow If you are wholesaling, you can use cards directly for ads, VAs, and dialers. No liquidation needed. More leads = more deals closed. 2️⃣ Down payments and closing costs Example: You need 20% down on a DSCR loan. On a 200K property that is 40K. Liquidation costs $2,400. Add cash back of $800 and your net cost is only $1,600. Would you pay $1,600 to acquire a property with tax benefits, appreciation, tenant pay down, and monthly cash flow? 3️⃣ Gap funding If a lender covers 90% of purchase, you can gap fund the last 10% using business credit. This lets you scale deals faster instead of waiting years to save up. 4️⃣ Courses and mentorships Want to hire a mentor or join a 10K program too fast track your portfolio? Swipe your business credit card at 0% and give yourself 12 to 18 months to pay it off. 5️⃣ Tenants and toilets (the ugly side of investing) Every investor has heard this phrase. When mold pops up in the walls or a furnace dies in winter, it’s better to have access to capital than to be cash strapped.