Why Multifamily is the Best Airbnb Play
Many people begin their Airbnb journey with a single-family home. That can work, but the smarter move is a 2 to 4 unit multifamily. Here’s why: 1. Multiple Streams of Income – One vacant unit will not stop your cash flow. The others keep paying. 2. House-Hacking Potential – Live in one unit and let the others cover your mortgage. 3. Flexibility – Switch between Airbnb and long-term rentals as the market shifts. 4. Efficiency – One roof, one tax bill, one property, but multiple units earning. 5. Value Boost – More income raises the property’s value since multifamilies are valued like businesses. The real kicker: Airbnb income often comes in at three times regular rent and sometimes four times during peak season. You can pour that extra money directly into your mortgage, pay it off faster, and repeat the process. If you are a veteran, you can buy a 2-to-4-unit property with zero money down using a VA loan. For everyone else, FHA loans let you get in for as little as 3.5 percent down. That is how you turn one property into a portfolio.