Have you ever thought of all the wasted expenses you have had over the years, the things that dont seem to matter to you at the time. Well for me I was cleaning out my fridge and freezer and filled up a whole inside bin of out of date product. This is not the first time, as I carried the bin downstairs to the big bin, I thought what a waste, all the years this has happened would amount to thousands of dollars just thrown in the bin. I don't think I am alone, I think I am pretty good, and kind of pride myself at times for using things before their date, but this was a quick reminder that I am not. Here is a thought I am going to play with. I am going to try and empty my freezer and fridge, pantry before buying anything else (except for some fresh fruit and veges) and see what this does to my spending.

What does your day look like today, if you could choose just one thing for yourself what would it be? Vote below or add something different.

Let's give a warm welcome to @Marcus Perry I like him already Marcus is my middle name.

What's the next thing you are looking to pay off?

I come across people who have never been educated in credit most days, and I was one of them. Don't get me wrong I had the best parents, sadly both have passed away, but I don't remember not one thing about credit lessons growing up, except watching my mother having to purchase things we needed on lay-by, and paying them off before they incurred interest, or she lost them all together. I didn't learn anything about it at school either. When I left home, got my first job I got a lesson real quick, I filled up a credit card to the max....real quick, with unnecessary purchases. Funny I ended up with a husband who was a financial advisor, and I remember the first letter he ever saw me open was one that was "Pay now or else" 😅 Funny, not funny. He helped me understand, and now we have ensured our boys learn from home as well, but I meet people just like I was every day, and that is why this community is so helpful, the world needs more teachers on this subject, it is so easy to tap that card, but then not so easy is clearing the pain that occurs when you cant pay that bill when it arrives. Do you have a story like mine you could share that helps, your not alone, its not embarrassing you cant help not knowing what you havent been taught.