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Owned by Luis

Amazon For Beginners

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This is a free group for people who want to learn how to sell on Amazon.

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28 contributions to Credit connector
Chase offer
"I just wanted to share that Chase is offering a 50% bonus on Ultimate Rewards points when you use them for Apple purchases on November 30, 2024. Itโ€™s a great opportunity to maximize the value of your points!"
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New comment 15h ago
1 like โ€ข 1d
Got to check this out now
Ready to learn how to grow and leverage my credit to make profits.
Hi Jackie, Thank you for accepting me into your vip mentorship program. I'm coming to this group with good credit, however, I'm quite a slow mover and have to continuously motivate myself toe more get working faster so I can achieve more faster. I'm in a good position but need more knowledge at my disposal to make profitable moves efficiently. I know I'm leaving money on the table right now which is why I'm here to learn.
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New comment 4d ago
3 likes โ€ข 24d
Great to have you. Welcome to the community!
Hi my name is Ron, I'm from los angeles County California.
Hi my name is Ron, I'm from los angeles County California. How is it that on a credit report from furnishers my Student loan is not showing.
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New comment Sep 16
0 likes โ€ข Sep 10
Welcome! Great to have you
**Understanding Business Credit and calculating Utilization
To effectively manage business credit, itโ€™s essential to understand how revolving debt works, particularly through credit cards. Most credit cards report to credit bureaus like Experian, where your credit utilization ratio plays a crucial role. ### Key Concepts: 1. **Credit Utilization**: This is the ratio of your current credit card balances to your credit limits. A higher utilization ratio can negatively impact your credit score. Ideally, you should aim to keep your utilization below 30%. 2. **Reported Credit Limit**: The total amount of credit extended to your business becomes important in determining your credit utilization. If your business is approved for a credit line of $50,000 and you spend $25,000, your remaining credit will be $25,000. 3. **Impact of Payments on Credit Reporting**: If you make a payment of $2,000 towards your balance, the reporting would reflect: - **Current Balance**: $25,000 (amount spent) - **Remaining Credit**: $23,000 (after the payment) - **Credit Utilization**: This would leave your business with a utilization rate of 90% ($25,000 spent out of a $50,000 limit). ### Scoring Factors: Your business credit score is influenced by several factors, including: - **Payment History**: How timely and consistently you make payments. - **Credit Utilization**: The balance-to-limit ratio as described above. - **Credit Usage**: What you spend versus what remains available. Understanding these components will help you manage your business credit effectively and improve your overall credit score.
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New comment Sep 9
0 likes โ€ข Sep 9
Thanks for this! Appreciate it
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Hello Everyone, Happy to be here. Im trying to fix someone's credit with late payments towards a mortgage. Is that possible to remove using 15 usc 1681(a) 2 exclusions ? If so I already have a template ready to send.
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New comment Sep 3
0 likes โ€ข Sep 3
Welcome to the community!
1-10 of 28
Luis Bolinao
3
19points to level up
@luis-bolinao-9499
I help people make $10,000 per month by selling products on Amazon. I also provide Virtual Assistants to Business Owners.

Active 13m ago
Joined Mar 20, 2024
Las Vegas
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