VOTE ON A TOPIC IN THE POLL! Or just comment below with the money topic you would like to discuss. We are going to build this plane while flying it!! The only difference is that would be really dangerous, this plane can never crash because it is bound for glory! Rather than waiting until I feel like everything is ready, I am inviting you to create this community together with me. 1) Vote on which topic interests you the most 2) Attend the live stream on that topic 3) I will use the live stream recordings to create course modules

Cash, cheddar, cheese, bread, dough, dunsa, lettuce, duckets, coinage, funtickets....... Add your favorites here, lets see how many we can come up with.

THIS COULD COST YOU THOUSANDS, it is something most people don't think about when they are choosing a financial advisor. The majority of people who go by the title of advisor, are actually an employee of the firm they represent. This means that their first responsibility is not to you but to the company that pays them. They may have a title that suggests that they are in service to you but they are actually nothing more than a salesperson. One problem with this is that they can only offer you the products that their company offers and they are authorized to sell. There are thousands of different financial vehicles available in the marketplace but they may only be able to offer you 3 or 4 options. They are trained in sales techniques, not in strategy, and they get paid a percentage of the money they manage so they consider you a waste of time if you have less than $1M laying around. On the other hand, if you can find a professional who is self educated and qualified to offer a variety of products and has access to an independent network of other professionals to refer you to, then you have found someone who is prepared to create a customized strategy to suit your individual needs. This is someone who is more likely to value relationships over transactions.

Establishing business credit is important for many reasons. First of all, your business credit score is separate from your personal credit score. This means that you are mitigating risk. Both business and personal credit profiles value on time payments above all else, but business credit is less concerned with utilization. This means that you can actually use your available credit without putting yourself on a credit score roller coaster. As long as you have a good personal credit profile, you will usually be able to get more cash if you really need it. This can protect you from getting into a bad spot due to factors outside of your control. At first you will have to use your personal profile to qualify for business credit but eventually, you can qualify for EIN only loans. This means SBA loans, car loans to your business and much more. The steps that you take toward establishing business credit are the same steps that you take toward truly separating business from personal finances. This means maximizing the tax deductions that you are entitled to as a business owner, more stable financial planning and long term strategies like tax free retirement and generational wealth. Leave a comment here if this is something you would like to discuss more.

Nothing is free, there is always a pricetag, even if it’s just an email address or 60 seconds of your attention. Or maybe you have to pay some money up front to get access to the opportunity. The important question is what does it cost? Or better yet, what does it cost you not to? After I learn about your situation and your concerns, I may make suggestions. My suggestions are meant to not cost you anything if you take them. Let me give you an example. To make a living trust for your estate plan, you may have to pay $1,000 to $3,500. If you have any assets but do not have a trust, just the initial cost of a probate attorney will be $25,000 minimum, it may take 2 years for them to finish the process before your heirs get anything at all. If you have a trust, the trustee immediately takes control of the assets and avoids all that hassle. So ask yourself, the price is $1,000 but does it cost you anything? What is the cost of not paying for the trust?