Hi everyone! I’m excited to be here and to learn from people who are serious about stepping out of the 9–5 and into real business ownership. I joined because I’m interested in understanding the process of buying businesses with little to no money down, and I want to connect with others who are already doing it or actively working toward it. Looking forward to learning, sharing, and getting into action alongside you all. For those already on the path what’s the biggest lesson you’ve learned so far about acquiring a business with no money down?

Decide structure & jurisdiction — choose federal incorporation or a provincial/territorial incorporation (each has different benefits). Choose a name & check availability — run a NUANS (or provincial name) search to confirm your name isn’t taken. Reserve the name if required. Prepare incorporation documents — draft and file Articles of Incorporation (include share structure, number of directors, registered office). Follow the federal or provincial form. File & get certificate of incorporation — submit online (or by paper where allowed). You’ll receive your certificate when approved. Keep this document safe. Register for a Business Number (BN) with CRA — register for your BN and any needed CRA program accounts (GST/HST, payroll, import/export). You can register online. Extra-provincial registration (if operating across provinces) — if you’ll do business outside the jurisdiction of incorporation, register extra-provincially in those provinces. Set up basic corporate housekeeping — create the minute book, issue share certificates, record director resolutions, and set a banking resolution to open a corporate bank account. Check licences & permits — identify industry-specific licences, municipal permits, or provincial registrations you may need and apply. Meet tax & payroll obligations — register for payroll accounts before hiring, understand GST/HST thresholds, and set up bookkeeping. Ongoing compliance — file annual returns, keep corporate records current, and renew any provincial registrations or licences on time