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Owned by Laeeq
A private community by Sarmaaya to help people build wealth, master money, and achieve financial freedom with guidance, clarity, and accountability.
Memberships
Skoolers
192.3k members • Free
PublishingOS (Free)
12k members • Free
The AI Advantage
121.1k members • Free
9 contributions to Sarmaaya Skool
4h •
Crossed 1000 members in less than 24 hours
We just crossed 1000 members in less than 24hours after launch Skool is going to be central to what we do in future.
1d •
Emergency Fund
Where do you park your emergency fund? I have a Meezan savings account, but it costs 2,000 yearly in card and SMS fees.
2 likes • 10h
Bank is not a place your emergency fund. The whole purpose of emergency fund is that when you need to you can use. Better way to keeping your emergency fund is to keep it invested via pension funds
1 like • 4h
@Ahsan Awan I have explained in detail pension fund webinar If you need to withdraw Because of accident or job loss there is no penalty and you can withdraw
1d •
Advice/ guidance
Just a retired professional. Want to learn to build my investment portfolio which is easy to manage for growth and protection from inflation. How can I have easy discussions with some financial professional in Islamabad? Haven’t yet found clarity or trustworthy answers!!!
1 like • 4h
Saba ideally best time to plan for retirement is a bit early during your serving days But if you got amount at the time of retirement than basic understanding of investment can help you invest that money smartly so that it can cover your expenses and also grow. In mutual fund section I have made a video where I shared few strategies. You need to see which strategy suites you and just apply
4h •
Use of AI Tools in Stocks Analysis
It seems that we lack the use of AI Tools like ChatGPT, Claude or Notebook LLM when it comes the analysis of stocks in PSX. Having consumed a lot of content on it i am sure that if we can work in that direction it can help us a lot in terms of investment with the help of AI. Even if we dont rely on it 100% but still it can help us a lot in our research of good stocks and companies. I hope we see more work on this in coming future
1 like • 4h
I personally believe investment has lot to do with your understanding of companies. Your conviction about that you are investing in a good company and any price drop is an opportunity to buy. Even with AI everyone thinks that stock Price cannot go down. Which is not true When stock market goes down everyone start making stupid mistake regardless of how or which AI did they use while making investment
4h •
Guidance Needed
Assalamualaikum! I am a student and I want to become financially stable so I can support my family. My family is not financially strong, so I am trying to explore halal ways of earning and investing online. I have been researching some options, but I am still confused. I need proper guidance from experienced people. 👉 Is Spot Trading (like Binance spot trading) halal or haram? 👉 Is Stock Market investment halal in Islam? 👉 What about Mutual Funds – are they Shariah compliant and safe? 👉 If there is any fully halal option, please explain in simple words. Right now, I also do not have an ID card yet, so I am limited in some options. But I really want to learn and move in the right direction. Please share your honest advice and experience so I can avoid mistakes and choose the correct path. JazakAllah Khair 💙
1 like • 4h
In stock market there is a Islamic index KMi where all Islamic companies are listed Invest in sharia compliant companies. There is no shortcut to build wealth. Keep investing in good Islamic companies
1 like • 4h
ID card and bank account is must opening brokerage account
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