@David Waller, because I've already spoken with Mr. Travis and Mr. Dave, I've already put money into kindling notes, and I'm working on paying off all the loans against my cash value so that I can rinse and repeat. Travis and I both paid for coaching from the same organization, so I understand what he's doing and why. I have to wrap my head around utilizing the concept from my life insurance cash value perspective, kind of where I'm stuck right now. One of my dreams and passions is to figure out affordable housing. I'm willing to invest, obviously, my own money into building a company or entities that can facilitate this particular dream. I know one of my weak areas is putting together systems. I'm also aware that it's not what I know, but who I hire, who can allow me to compress and jump through some of these pitfalls