I am really enjoying the lessons. You are truly teaching the truth. Thank you!

Welcome, welcome to the community 👋 🎉 I promise you that I'll teach you how I got over a million dollars in funding without ever showing a single tax return. But first... Pls, introduce yourself 😁 Cheers! 🥂

Personal Credit Product Inquiries For personal credit products, you generally only want to remove inquiries from denied applications. Do not remove inquiries that resulted in an approval and a new personal account. Why? Because the inquiry may be connected to the account that was opened. If you dispute or remove that inquiry, there is a chance the lender may also remove, close, or flag the account connected to that inquiry. This is especially true with: - Credit unions - Smaller banks - Personal credit cards - Smaller personal credit products For example, if you applied for a personal credit card, got approved, and the account is now open, you usually do not want to dispute that inquiry. The risk is that the lender may connect the dispute to the open account and shut it down. Larger products are a little different. For example, with something like a mortgage, the lender is usually not going to shut down a mortgage just because an inquiry gets disputed. But with smaller credit products like credit cards, account shutdowns are much more realistic. So the simple rule is: If it was a personal credit product and you were denied, it may be removable. If it resulted in an approval and a new personal account, leave it alone. Business Credit Product Inquiries Business credit inquiries work differently. For business credit products, you can usually remove inquiries from both: - Denied applications - Approved applications The reason is that most business credit accounts do not report as personal tradelines. The inquiry may show on your personal credit report, but the account itself is usually tied to the business profile. So when the bureau investigates the inquiry, they typically do not see that inquiry attached to an open personal account. That means the inquiry can often be removed while the business account stays open and in good standing. Simple Breakdown Personal credit inquiry + denied application: okay to remove. Personal credit inquiry + approved/open account: do not remove.

Here is a post funding interview with @Jennifer Silletto Jennifer is a licensed real estate agent and REO investor out of Nevada. She came to me after wasting $3,000 with another "business credit guru" who ghosted her for months and never got her a single dollar in funding. 45 days later working with me, she got approved across three 0% business credit cards for $55,000 total. She's now using that funding to buy bank-owned properties in cash, renovate them, and refinance into long-term holds. Every deal she funds with 0% business credit instead of hard money saves her around $8,000 in fees and interest. That's the difference between dealing with a guru selling Paydex scores and Net-30 vendor accounts vs working with someone who's actually been getting people approved for almost a decade. I just dropped the full interview on YouTube where she breaks down: → How she got $55K at 0% in 45 days → Why she stopped using personal credit cards for real estate → How 0% business credit replaces hard money → Her honest take on DIY vs hiring someone who does this every day If you want the same strategy Jennifer used, you already know where to go. Book a call here!

How long should I wait after getting a secured loan before I apply for any new credit cards?