I am a small investor started my journey on psx few months back,over this time I went through important features of investments opportunities in Pakistan that are 1. Mutual funds 2. Pension funds 3. ETFs Iam already invested in psx but after sometime I have realized that I should invest for my children for their future but got stuck at a point that where to invest after my initial research I decided on few aspects of pension funds but stuck at mutual fund and ETFs Anyone who can guide me that where should I start investment for my child and considerations for ETF for long term as I heard that liquidity issues with ETFs and secondly dividend issues

I have a Question ⁉️ Recently I found an ETF named mahaana ETF and listen podcast of shamoon Bhai CEO on sarmaya as well ...currently iam doing SIP on PSX and plans to diversify my investments like mutual funds & Pensions funds what if I invest in mahaana cash fund which is low risk and sharia as well and it's pension fund? Anyone already engaged with mahaana can guide me Jazakallah

I have started invested in Mutual Funds from 2024 by watching Sarmaaya Videos. But from Dec 2025 i moved to PSX direct stocks by keeping the some FUNDS in Money Market Mutual funds for emergency. Could you please check my portfolio weightage, My Goal is Growth & wealth building with monthl SIP for over 7 to 10 Years. I reguarly reinvest the DIVIDEND amount to same company. Kind Regards

Aoa Sir, Can someone guide me how to choose between ETFs and High Risk Mutual funds if I wants to invest for long term and at the same time keep my capital investment growing / compounding. Some people say that High Risk Mutual funds are better options since the fund manager is actively managing the fund but at the same time they are charging manging fees upto 4%. Furthermore they also charge front end load. On the other hand ETFs only charge about 1%. Advice is solicited from experts or someone who has experience of both high risk mutual fund and ETFs. Regards

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