Hi everyone, I am Johanna probably the oldest in the group or not 😉, I am here because like many didn't have education regarding credit, finances, wealth or money in general, so with that being said I would love to be able to get my credit to a level where I can purchase my DREAM FOREVER HOME, I reached out to Ruben because my son recommended me to him, at first I was like a little iffy about it, but I took the initiative and here I am, my credit keeps improving as he worked on it doing the disputes on my credit, and guided me through it all, every time I texted him not once did he ignore my text always very prompt to reply back and guided me to what to do next. I hope I can keep my discipline and keep educating myself and utilize everything Mr. Morillo puts here for all of us and I achievedmy goal and one day not far be able to have my DREAM FOREVER HOME AND SEE MY GRANDKIDS COME AND CRASH IN ABUELITA'S HOUSE 🏡 WITHOUT WORRIES OF A LANDLORD TO SAY ANYTHING 😊

I hope others are taking notes, paying attention to all this information given to us here and putting it to work to our advantage to build not only credit but a better future for us and our families as well. Thanks Ruben, you are the best and I thanknyou for not being selfish and greedy like many out there in the market, God bless you !!

Student is now in the 700 club across all 3 credit bureaus and had 11 accounts deleted off of their credit report

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To be able to guide my young daughter of what I have learned thru repair my credit and her being responsible for her own finance future growth as she grows is so amazing.