I have a few Credit Unions in my area and I like some over the others due to their reviews and customer service. What if the Credit Union of my preference doesn't offer credit cards but they have the other products like Business loan, Personal banking, Business banking, Mortgage services, Personal loan. Should I open an account with them still? Or find another that offers CC? Working on building relationships.

I have a poor credit score. If someone with good credit puts me as an authorized user will that help boost my score?

Hello Winners! Im Ivy, I’m looking to educate myself more on how to repair my credit and anything else I didn’t know about credit. I want more for my future and my kids and I believe it starts here! I’m willing to learn from everyone and thank you Ruben for making this free! 🙏🏽😊

I hope others are taking notes, paying attention to all this information given to us here and putting it to work to our advantage to build not only credit but a better future for us and our families as well. Thanks Ruben, you are the best and I thanknyou for not being selfish and greedy like many out there in the market, God bless you !!

Hi everyone, I am Johanna probably the oldest in the group or not 😉, I am here because like many didn't have education regarding credit, finances, wealth or money in general, so with that being said I would love to be able to get my credit to a level where I can purchase my DREAM FOREVER HOME, I reached out to Ruben because my son recommended me to him, at first I was like a little iffy about it, but I took the initiative and here I am, my credit keeps improving as he worked on it doing the disputes on my credit, and guided me through it all, every time I texted him not once did he ignore my text always very prompt to reply back and guided me to what to do next. I hope I can keep my discipline and keep educating myself and utilize everything Mr. Morillo puts here for all of us and I achievedmy goal and one day not far be able to have my DREAM FOREVER HOME AND SEE MY GRANDKIDS COME AND CRASH IN ABUELITA'S HOUSE 🏡 WITHOUT WORRIES OF A LANDLORD TO SAY ANYTHING 😊