Bio: Hi! I'm Tim Spencer, The Lending into Later Life Expert. I help people aged 18 to 118 make smart mortgage choices. tim@optimusmortgages.co.uk

Bio: Hi I'm Marianne, I've been a mortgage advisor for 17 years. Specialising in the self employed and adverse cases.

Bio: Entrepreneur in sustainable luxury travel. Building brands and short-term rental ventures that blend design, nature and conscious luxury.