As we wrap up our Fall Into Financial Organization series, I want to shift our focus toward the end-of-year. The holidays and year-end often come with a variety of financial demands—from gifts and travel to taxes and other sneaky expenses we forget about. Getting ahead of these now can save you from last-minute stress and help you maintain control of your budget. Why Plan Now? The final months of the year can sneak up on us, and if we don’t plan, it’s easy to overspend or be caught off guard by financial obligations. By being proactive, you can enjoy the season with peace of mind, knowing you’ve planned for holiday spending and have already started planning for year-end expenses, and the upcoming tax season. Tips to Get Started: 🎁Set a Holiday Budget Now – Determine how much you want to spend on gifts, travel, and any other holiday activities. Break it down into categories and set limits for each. This way, you avoid the shock of a large bill after the holidays. 💸Create a Holiday Savings Fund – If you haven't started saving yet, it's not too late. Set up a dedicated savings account and automate weekly or biweekly contributions to cover your holiday expenses. Even small amounts can add up in a couple of months. 📈Plan for Tax Season – Take some time to gather documents or consider how potential tax obligations might impact your budget. You may want to increase your savings now to avoid financial stress when taxes are due. ✔️Evaluate Subscriptions & Memberships – As part of your year-end review, look at any subscriptions or memberships you no longer use. Canceling them now can free up extra cash for the holiday season. 🗓️Prepare for Other Year-End Expenses – Be mindful of other potential costs that may arise, like property taxes, insurance renewals, or any home or car maintenance that might need attention. By preparing for these expenses now, you’ll be in a stronger financial position as you head into the new year. Planning ahead ensures that you can enjoy the season without having to worry about stretching your finances too thin.

I'm going to start sharing info about credit scores this week. What is one question you have you really hope I answer?

with some epic R&R in the Colorado mountains with my husband and son! What are you up to this weekend?

It's game time! Who is in? Comment Me below! Join us in a fun, community-driven game that's all about taking control of your finances, one block at a time! 🎯 🧩 How it works: - Each day, pull 1 block with a simple financial challenge (like saving $5 or tracking spending). - Power Up! If you go BIGGER—like adding $100 instead of $5—you earn bonus points! 💥 - Double the Fun: Complete a challenge someone else has done and you get their points too. 💪 💡 Why Play: - Build smart money habits - Compete with others in our community - Boost your savings, reduce debt, and level up your financial game! 🎮 Only one new block per day, but endless chances to power up and win! Ready to transform your finances This is a community game, so let's cheer each other on in the comments below. Game board --> https://docs.google.com/presentation/d/1wNvKaU2awuPLwbXHa0A9oJ_xiJ7e_U6Qv3NXP4UxtQ8/edit?usp=sharing Scorecard & tracker --> https://docs.google.com/document/d/1sYiF3YNf6kOuIoWgo7npWJSw4oFoF2Oo3gEpolINh-s/edit?usp=sharing Watch this quick video to learn how to play. Ask any questions below!

Tell us money goal for the week and we will cheer you on! Then come back later in the week and share a win or your progress! Remember that commenting on this thread gets you an entry in September’s Amazon Gift Card Giveaway!