Clearing out the Financial Clutter
Over the past couple of weeks, we’ve been talking about reducing stress and creating more calm around your finances. One of the fastest ways to feel better about your money is to clear the clutter. So, as part of spring cleaning your finances, I have some simple, doable tasks you can complete in under 20 minutes. 1. Clean Out Your Wallet or Bag Take 5 minutes and: - Toss old receipts - Check for gift cards you could be using - Remove anything that’s expired or a duplicate - Take out credit cards you’re trying not to use 2. Do a 10-Minute Paper Reset It’s time to clear out the clutter. Grab any piles of mail, papers, or statements and: - Open anything unopened - Recycle/shred what you don’t need - Set aside anything that needs action (bills, forms, etc.) - File away anything important 3. Cancel or Review ONE Subscription Most of us are paying for at least one subscription we aren’t really using. Getting rid of even one is a quick and easy way to save a little money. - Check your bank/credit card - Find one recurring charge - Decide: keep or cancel 4. Write Down What’s Coming Up Let’s plan ahead to avoid any surprise withdrawals. Take 3–5 minutes and list: - Upcoming bills - Automatic payments - Anything you know is about to hit your account 5. Create a Simple Money Snapshot On your phone or a sticky note, list: - Bank accounts - Credit cards - Loans None of this is complicated, but these small actions help us feel accomplished and a bit more organized. When your money feels organized, the more complicated parts feel just a bit easier to manage. This week, pick 2–3 of these and check them off.