3 parks under contract, 6.1m for 220 lots with 190 occupied. Mostly toh with 20 poh. Mixed utilities. All parks are $100 below market lot rent. Some paved roads. Existing lot rent at 275 in 375 market and 350 in a 450 plus market. Looking to squeeze in one more close for 2025.

I am trying to structure a MHP deal. Is 25% down a deal killer? Property Type - MHP Offer Price - $1,347,597 Units - 24 Annual Income - $171,366 Annual Expenses - $68,547 (used a default of 40% because his expenses were lower) Occupancy - 95% NOTE: Park owned homes from the 70s, 80s, and 90s. Owner Finance Offer – Mortgage Purchase price - $1,347,597. Down payment - $327,087. Interest – 2.5%. Monthly payment - $4,032 principal and interest. The buyer will pay taxes and insurance, and these are separate from the monthly payment. Term – 60 months. Balloon payment at the end of the term for the remaining balance. Approximate balance at time of payoff - $898,818. Seller will net $1,428,590 for the property over 60 months. The cash-on-cash is greater than 13%. Is 25% down a deal killer?

I started my mhp journey in college 25 years ago. I made my plans, read books, went to seminars and bought bootcamp courses. Instead of buying, I built a business that made me lots of money but was a distraction from my goal. I helped a family member get into parks before I purchased one. The catalyst I needed was Ryan's mentorship program which is the foundation of this group and has been expanded by Michael into something far greater. My first park closed basically Jan 1 2022. I started with a 575k purchase which at the time I thought was a big deal. As of now I have purchased 21 parks in a little over 3 years. I'm closing in on 1000 active pads, 250 approved expansion pads and as of this moment I own 42m in income producing real estate. I make more money in 2 weeks (180k) than I used to make in a year. I'm an average to below average person in every area but 2. My work ethic and my ability to analyze risk to make quick decisions. You, more than likely, are better at me in almost every area of your life. So if you want to be in this game, make the move and buy. Rents go up, tenants rarely leave, shit breaks but not very often, money comes in fairly easily. Use this groups formula as your base and you WILL succeed. Take a step off the cliff...but know this, there is no cliff.

Financing a mobile home park isn’t just about spreadsheets, it’s about storytelling and confidence. Lenders and sellers want to know one thing above all: Can I trust this person to execute? Strategic omission helps you answer that question before it’s even asked. You lead with what inspires confidence: market stability, solid collections, and your plan for increasing performance. Once your credibility is established, then you introduce the challenges but only in the context of how you’ll fix them. If you’re new to mobile home parks, the same principle applies, but your strengths will look different. Instead of years of experience, lean on your team, mentors, or strategic partnerships. Highlight your business plan, your commitment to learning, and the systems or management company you’ve put in place. A lender or seller doesn’t expect perfection, they expect preparation.

Get your cash in this market. If you are unaware of the pending scheduled decline of the US dollar based on the Mar a Lago accords educate yourself. The government is implementing a 20-25% decline in the dollar which means your money will never be more valuable than it is today. This isn't politics or rhetoric. The only way out of govt debt is to deflate the dollar. The process has started.