Bio: I’m Joy - proud mom to two beautiful children, wife, social worker, musician, and writer. Living in beautiful Newfoundland, Canada 🇨🇦

Bio: I've been a nurses assistant for 24 years. I was born and raised in Kentucky, I'm excited to help people better themselves and their finances.

Bio: Hey, my name is Michelle, I am excited this new career inspires me! A wife, mom, a survivor of great loss. Life's greatest struggles makes you real.