I realized something when I was adding our Values to our new website... We haven't been practicing what we preach when it comes to Abundance. When I first started FIXnotes in 2017, my comprehensive note investing course was 100% free, not even an opt-in required. Somewhere along the way I lost sight of that and tried to paywall parts of it. That was a mistake, and we're correcting it today. All the training is now free. The education that used to be behind Premium and VIP — every course, every masterclass, every lesson — is now open to everyone. We've been building out the new FIXnotes website with a consolidated knowledge library that makes everything easier to find and digest. Go to FIXnotes.com/topics — 350+ encyclopedia entries, 91 articles, 57 lessons. More going up every week, videos coming soon to fully replace the Classroom content here. That also means we're simplifying the membership. Matchmaker & Investor Bundles are gone. In their place is a single tier called Foundation at $247/month ($197/m as a special launch price!). If you're already paying, your rate is grandfathered. Foundation isn't about education — that's free now. It's for people who want support as they get into the business or grow what they've already started with: 🛠️ Pro Tools: NoteInvestorGPT, 9,000+ bank leads, Buyer Bridge, contracts, templates & more. 📞 Weekly call with Bill McCafferty: Open Office Hours every Thursday at 4pm EST. [Bill's been a full-time asset manager and note investor for 20 years, specializing in cash-flowing and non-performing notes. He's managed thousands of NPLs for hundreds of investors nationwide. Whether you're working your first deal or your hundredth, bring your questions, Bill's there to help] and most important: 🏷️ Buyer's Club — the FIXnotes marketplace has a $250K minimum trade size. Foundation members get the minimum waived. You'll still need to go through our buyer vetting process, but once you're approved you can bid on any deal regardless of size (our smallest loan sale this year was a $2,150 contract).

I recently needed a phone number that wasn’t my primary line. Tried sending a single text from Google Voice (yes—legal said it was fine)… and Google immediately shut the number down. Zero warning. Gone. So I went looking for something reliable, cheap, and unlikely to get canceled. This solved it. For under $6/month, I added a second line using an eSIM—completely separate from my personal number for calls and texts. I even picked a Colorado Springs area code for a little extra anonymity. Best part: I turned data off on the second line since my primary line already covers that. Simple. Clean. No overlap. If you’ve ever needed a backup number, business line, or just separation between worlds, this is worth a look. 👉 Check it out here: https://mobilex.sjv.io/APLKXK

This small loan UPB, non-performing first mortgage was purchased in January of 2026 in Sharptown, MD. The property is valued at $125k. Shortly after the loan was purchased we had an attorney send out a legal demand letter. This was a good one, with a fast resolution. The borrower reached out during the 30-day demand period and wanted to get back on track. I have a great two page form that I use to send borrower's loan modification options, it allows me to control the deal (Option's template here for Mastermind Accelerator members) to get non-performing note deals done faster. The 1st mortgage unpaid principal loan balance was $5,369.66, plus they owed us another $573.61 in loan fees & lender recoverable expenses. The total mortgage payoff amount was $5,943.27. So there was plenty of equity in the deal covering our mortgage. Here are the Deal Numbers: - Purchase Price: $1,000 - Lawyer/Management Fees: $415.00 (Recoverable Expenses) - Total Costs Paid: $1,415.00 New Loan Modification Terms: - Loan Mod Down Payment: $2,000.00 - Loan Balance: $3,943.27 - Loan’s Terms: 12 months - Loan’s Interest Rate: 12.0% - Loan Payment: $350.35 Non-Mastermind Accelerator members → Apply for a 1:1 Strategy Session [free] We’ll review your goals, deal criteria, and show you how to get deals like this done. ➡️ Book a Free Strategy Session

Hello RENI class/team! Just joined, would like to go by Michael/Mike. I work/run chain supply in manufacturing for TV/AV overseas company but trying to break free if/when needed to secure my family. Due automation manufacturing. Whats (approximate) costs upfront involved to get into the business and what necessary backend is needed to even secure the first deal? Sorry I haven't gone through the education just yet. I will eventually sometime very shortly. Is this a one person operation? Or requires a team? Thank you! Michael W.

Sold our laundromat yesterday - a weight has been lifted off my shoulders! It was a fun business when I didn’t live an hour away, but it became a hassle after moving and having kids. We found a great operator who took over the business (and signed a long term lease for the space with me, I’m still the building owner) and I’ve never been more optimistic! Focused 100% on FIXnotes - let’s go!!