Last night Janet and I had our first official live on TikTok! With over 3,000 likes and roughly 90 viewers, Janet and I spoke on the IUL, as well as some more esoteric mindset concepts. A very accomplished young man called “Street” had a couple of questions and jumped up on the panel. It turned into a really great conversation where we delved into a little bit on how money is really fake, crypto, real estate and so much more. I love talking about this sometimes taboo subject of money, wealth and all of the different tools out there to help us grow and utilize it’s better. At the heart of this community is financial education. I want to help people learn the basic principles on how to utilize their resources to live their best, stress free as possible lives!

When people hear wealth mindset, they often think it’s something abstract or spiritual. But it’s not as complicated as it sounds — we just tend to overthink money. And sometimes, truthfully, we avoid the simple things that would actually help us build wealth and get out of debt. A wealth mindset means this: ➡️ Even when you’re broke, behind on bills, or not where you want to be financially… you start thinking and acting like the person who already has the life you’re working toward. Now you might be saying: “Great… but my bank account is overdrafted, a credit card is in collections, and I have medical debt. How am I supposed to ‘act wealthy’?” Here’s the key: It doesn’t mean swiping your credit card like you’re a millionaire. It doesn’t mean buying a car or house you can’t afford to “look successful.” It doesn’t mean keeping up with the Joneses. A wealth mindset is about small, smart steps that compound over time: ✅ Saving even 5% of every paycheck — then increasing to 10% as you build the habit ✅ Cutting one unnecessary subscription and redirecting that money to a HYSA ✅ Tracking your expenses so you’re connected to where your dollars go ✅ Learning about investing before you feel “ready” ✅ Making decisions your future self will thank you for Just like building muscle — you don’t walk into the gym and squat 500 lbs your first day. You start where you are. You stay consistent. And little by little, your capacity grows. A wealth mindset is simply believing you are capable of wealth — and proving it with daily action. 👉 What’s one small habit you can start this week that your wealth-building self would be proud of? Drop it in the comments! We’ll grow together. 💪✨

I've been enjoying experiencing social media with Flannery's help. Her TikTok account lets us go live and we've had fun experimenting with finding out who our audience is. What types of information do you feel is mandatory, super important or even just the simple basics that not everyone knows? Let us know if you have a hole in your financial boat and we'll navigate that repair together!

Join Janet Lynch and I on TikTok Live tonight to talk about the benefits of an IUL! @ FlanneryDz on TikTok

Do you ever take a day and devote it to cleaning up overdue items in your world? For example, that document you need to find; that email that should've been returned ages ago; that note to a friend or loved one that's been percolating in your soul for a moment? Look for a day that you hasn't been filled up and resolve to clean up three action items! You will feel so accomplished with those items cleared up and acted upon. Let's get back to it 😄