Nov 3 • General discussion
What is a “Wealth Mindset” ? 🤔
When people hear wealth mindset, they often think it’s something abstract or spiritual. But it’s not as complicated as it sounds — we just tend to overthink money. And sometimes, truthfully, we avoid the simple things that would actually help us build wealth and get out of debt.
A wealth mindset means this:
➡️ Even when you’re broke, behind on bills, or not where you want to be financially…
you start thinking and acting like the person who already has the life you’re working toward.
Now you might be saying:
“Great… but my bank account is overdrafted, a credit card is in collections, and I have medical debt. How am I supposed to ‘act wealthy’?”
Here’s the key:
It doesn’t mean swiping your credit card like you’re a millionaire.
It doesn’t mean buying a car or house you can’t afford to “look successful.”
It doesn’t mean keeping up with the Joneses.
A wealth mindset is about small, smart steps that compound over time:
✅ Saving even 5% of every paycheck — then increasing to 10% as you build the habit
✅ Cutting one unnecessary subscription and redirecting that money to a HYSA
✅ Tracking your expenses so you’re connected to where your dollars go
✅ Learning about investing before you feel “ready”
✅ Making decisions your future self will thank you for
Just like building muscle — you don’t walk into the gym and squat 500 lbs your first day.
You start where you are.
You stay consistent.
And little by little, your capacity grows.
A wealth mindset is simply believing you are capable of wealth — and proving it with daily action.
👉 What’s one small habit you can start this week that your wealth-building self would be proud of? Drop it in the comments!
We’ll grow together. 💪✨
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What is a “Wealth Mindset” ? 🤔
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