In 2022, the average wealth gap between homeowners and renters was over $1.3 million.Even the median gap was nearly $390,000! That gap didn’t happen overnight. It grew quietly… while rent kept rising. Homeownership isn’t just housing. It's forced savings, equity, and protection from rent hikes. 57% of future buyers can’t hit a 20% down paymentYet 88% of homeowners still say buying was a good investment. Credit Avenger truth:Debt doesn’t just steal peace, it delays wealth. The mission isn’t rushing into a house. It's clearing the path so options open up. What’s the biggest thing standing between you and homeownership right now?

Most people think getting ahead means making more money. Wrong battle. The fastest way to breathe again financially is to eliminate your most significant expense: housing. There are real jobs that include housing as part of the deal: - Apartment or storage managers - Live-in caregivers or nannies - Park rangers & seasonal resort staff - Cruise ship and oil-rig workers - Faculty-in-residence & international teachers No rent. Sometimes, there are no utilities. Sometimes, even free meals. That's not just convenient. That's strategic leverage. If rent is eating 30–50% of your income, removing it is like getting a raise without asking your boss for one. Less stress.Faster debt payoff.More control. Imagine rent disappeared next month. What debt would you attack first? Or would you stack savings and reset your finances? Drop a comment with: "If housing was covered, I would ______." Let's map real escape routes, not fantasy budgets.

Where curiosity meets courage and debt meets its match. Hey Avengers, I'm John Pogue, the Credit Avenger himself - a Navy Veteran, lifelong problem-solver, and your coach-next-door on a mission to help everyday people defeat debt and reclaim their financial power. This community is for people who are done feeling trapped by money and ready to fight back with knowledge, strategy, and support. What We Do Here: Learn how to fix credit and crush debt using the Debt Snowball System Get real-world advice without the fluff or guilt Share wins, challenges, and tools that actually work Build a mindset of freedom, accountability, and progress This isn't just another credit group. It's a movement - built on community, curiosity, and courage. You're not alone. You're an Avenger now.