Man - I have been looking and couldn't find much for my Buy Box in the last 5 mo. Then today I found the ugly duckling that is perfect. It is in Chandler and listed @ $475k. It needs work, the pictures are horrible and does not look good to retail buyers. I am drafting up an offer for $445k with $15k concessions. I am not going to aggressive because the house is worth more due to its location, lot size and sq ft. I can't get it up and running before the end of the year for tax purposes realistically, so not going to rush it. I think it will be on market for a while. Always, the way. Finding a good one at the wrong time, but if I get it I will be stoked. $90k down and easily $35k in reno but my numbers say it has the potential to be my best performer yet.

Hello @everyone, I'm reaching out for opinions & thoughts (trying not to make any unnecessary/careless mistakes). Looking to purchase my next property soon but, I still have work to do in the basement (about $2500-$3500). I have reserves and access to a HELOC as well as a small savings. I want to start doing better in terms of systems & making better choices, where should I spend the money from to finish the basement and get it ready for rent ??? Thanks In Advance Happy holidays to EVERYONE !!!

I tried for 2 years now to work with bookkeepers. After 4 keepers I decided to do it myself in April of this year. I am glad I did. I know my numbers well and have learned a lot. I am going to consolidate my credit cards to make my life easier starting Jan 1st 2026. On the flip side back in May of '25 I started separate bank accounts for each property. It is a little bit of overhead at first, but now the bookkeeping is so much more organized and efficient. No more hunting through memo's or staring at statements to see what came from where. Everything is organized the minute it is funded or deposited. For me it is the best way to go! I also paid for the next tier up with Quickbooks Online for a few features like adding classes. I created a class for each property. I also can break out my Padsplit properties separately so I can see just how they are doing on their own.

Howdy all, I would like to know what market you invest in. I am assuming you are doing rent by room since you are in this group, but if your not, mention that also. Maybe you are just interested in it. I like it for the cash flow, but also the stories of the peoples lives that change because if it.

I have a situation where I need input: I've been working with a bank to get a HELOC on my primary in order to buy my next property. I was quoted by a bank at 9.25 and I reached out to another lender who states that they can get me a lower rate. However, I would have to start the entire process over again. My concern is if I cancel with the bank that I was approved for and go with the other bank which I would need to get another hard credit pull, send all my documents, etc... for a few points (potentially). I'll refinance in 9-12 months, so would it even be worth it ? I would appreciate all constructive feedback. T.I.A.