This is one of the worse feelings as an life ins agent, when you have a client, and quote them on a family member, and they keep putting it off. Then their family member gets diagnosed with a condition, or passes away. You know as an insurance agent that loved one could have been covered, but procrastination hindered their ability to get covered. Now what happens? It harder to get them covered for a immediate coverage because of the diagnosis, or they passed with no coverage. Thoughts?

Wheww most agencies will not tell you about this part of the industry of life insurance. People join this industry and you would not believe how many people didn’t know what a charge back is! Yes the money is great when we get Paid per app, however what happens when that customer can’t pay it one month? You get a chargeback! Yes that advance that you received most likely comes from your next check until debt is paid back. This is why it’s important to write good business! Not write for a big check, when you know your client can’t afford that monthly premium. I rather have good quality business, than an advance that will result in chargebacks. Now don’t get me wrong, chargebacks will happen, that’s apart of this industry. However there are ways we can help decrease that by keeping track of our book of business, asking about our clients financial responsibilities to determine how much they can afford monthly, reminding clients of their monthly premium. Any input?

Introduce yourself:) You’ve officially stepped into the #1 community for new and aspiring life insurance agents who want to understand the industry, master the skills, and make serious income the right way. Inside this community, you’ll learn everything from the basics to the advanced strategies that top earners use to get clients, pass their exam, scale their commissions, and build generational wealth. This community is Free to engage, and ask questions, however it is 35.00 a month for premium members to access all modules and attend our weekly training calls to help you become an amazing life ins agent. Here, we focus on: ✔️ How to get started in the life insurance industry ✔ Protecting families the right way ✔ Building confidence as a licensed agent ✔ Writing policies that pay $500–$5,000+ per client ✔ Mastering IULs, term, whole life & final expense ✔ Posting strategies, client acquisition, and sales skills ✔ Passing the state exam fast ✔ Growing a team and earning overrides + bonuses ✔ Becoming a six- or seven-figure agent with a real system ✔️ how to implement A.I and Automation to bring in leads ✔️ How to write ins apps with each carrier This is where you’ll get trained, supported, held accountable, and shown exactly how to win — whether you’re brand new or ready to level up. Your next chapter starts here. Welcome to the RICH OFF LIFE INSURANCE movement.