- Florence Nightingale said, "The secret of your future is hidden in your daily routine." Looking at your daily flow, what is one other "habit of abundance" you might cultivate now that you have more financial awareness? - How has swapping your premium snacks or treats for homemade or bulk options impacted your morning routine—does it feel like a chore, or a mindful pause? - What is the highest "hidden" cost in your daily routine that you were surprised to find when you started tracking your habits?